There are many companies that already connect to Spain, France and Italy. We are just not ready yet. 
Or just let us customize âEverydayâ and make another tab for Checking and Credit Card accounts. As an example, I have a Checking account with each High Yield Savings (HYS interest is joke now, but still), but I keep $0 in the Checking accounts - I donât need to see those. I also have a couple of credit cards I keep for emergencies (say my regular credit card account is stolen and has to be cancelled and Iâm awaiting the new account number/physical card) and credit score, but they have a $0 balance 11 months out of the year. An option for âEverydayâ could be to allow us to manually select which accounts we want to see there and also an option to auto-excluded accounts that have a $0 balance (but when they have a balance, theyâd show back up).
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Agreed. This would be a nice-to-have someday feature. Quickenâs Simplifi does this very good with all 3 of my investment accounts: Vanguard, Fidelity, Milliman Benefits (employerâs investment option).
But, in another way, itâs best to ignore value fluctuations and have a âbuy and holdâ position for investing. So to me, this is not really a good thing to know I just âlostâ a ton of value in any given day, and perhaps even a bad thing for folks who are skittish about risk. My risk tolerance is high, and I just ignore changes, so this would just be an âeye candyâ feature for me.
You can already hide accounts from the everyday section 
Do quite like the idea about auto-excluding if the balance is 0, guess we would just have to see if enough people would want this for it to be worth changing!
This is how you can hide/ unhide:
https://help.emma-app.com/en/article/hide-or-unhide-an-account-1xwvb6h/
EDIT: Iâve just checked and this is now something I can do 
now Iâm doubting that I ever couldnât do itâŚ!
Iâm not sure if this is what Jason meant but I have a Current account that I use as a savings account because itâs the best interest rate now NS&I has tanked. It would be good if I could recategorise this as a savings account rather than have it sat at the top of my everyday accounts. Itâs also skewed the lovely graphs, (although I can only understand the 3 month one).
Hey @Becky!
Glad you were able to find this!
For anyone else that doesnât know, if you click onto an account and press the three dots in the top right corner, you can move an account from current to savings to investments by pressing âchange typeâ 
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Hi, I am new! Is this where we suggest new features?
I want to say first that I have tried many budget apps, and this is by far the best, really the only one that does what I need, and affordable! So thank you.
- Previous months budgetedâŚ
(first off, I love that you can easily swipe back to previous months to see spending, compare each category by month in a graph, edit batches of the same merchant, and so many more great intuitive things about this app that others just donât have!)
- So, Iâd like to see the âbudgetâ integrated into previous months to see how I did. (Itâs possible since I just created the budget this month that it will actually continue to show up next month?) It would show up the same as for the current month, showing if I was over or under budget and the amount. If you did this as a new feature, youâd also have to allow for different budget amounts in different months, like if I end up changing my budget in the future, I want it to reflect what I had actually budgeted that month.
I also may find that this isnât totally necessary as I go forward in my budgeting journey, and comparing numbers or individual category graphs will be enough, but I do like to see things visually.
- Show all budget categories. In the current month, Iâd like to see all categories for which there is a set budget (I donât want the ones I never use), even if the category is currently empty (no money has been spent there yet). Alternatively, a âshow allâ option to expand to showing the empty categories, for simplicityâs sake. Itâs helpful to see those, if I just want to visualize my whole budget, or to click on a category without going back to a previous month.
- Rolling budget?
I guess I want to clarify what this is/will be (I saw it on the list of upcoming features) and possibly add a suggestion. My understanding is that unused portions of the budget would be ârolled overâ to the next month? Could you turn this on or off? Or only activate for certain categories? Or Iâve got a potentially totally seperate feature in mind - similar to âfundsâ in the everydollar app (Dave Ramsey). You could set a particular category as a âfundâ so that money is set aside every month, but is not necessarily spent in that month. This money would be rolled over, so itâs relevant here. This would be useful for things like doctor bills, home repairs, Christmas gifts, etc. What you spend is subtracted from the total fund, so it doesnât look like âoh you went over 200 this month, but the amounts youâve set aside each month are lost.â However, not every category should be treated this way. My utilities may go up and down, but theyâre fairly predictable and recur every single month, so if Iâm under one month, I donât want extra money in the budget next month. - Merchant history. When editing a transaction, I love that you can see the âhistoryâ of transactions at this merchant. Iâd love to be able to click on that to see the list of all the related transactions.
- Edit category title. I like that you can add your own categories, but sometimes I just want to slightly change one. Like âhousing --> householdâ and âpersonal care --> healthâ
Thanks!
Iâm guessing thereâs going to be a way to do this already, but Iâd like to add in my
gift vouchers
tesco clubcard voucher and expiry date
nectar points
I tend to forget about them if they arenât all stored with the key finances - I used to run a big eff spreadsheet until I found Emma.
Hello! Welcome to the Emma Community and thanks for your feature suggestions 
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Yeah I agree it would be nice to see how well you stuck to your budget in previous months. Weâll be rolling out some updates to the budgeting features early next year! Keep your eyes peeled
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This is something Iâve thought would be quite nice to have too - Iâll bring it up with the rest of the team.
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Iâm not sure yet if youâll be able to switch rolling budgets off, but it is an interesting idea. Which categories do you think youâd want to be able to switch off for? For the fund idea, are you saying that youâd want to set a budget for it too? So almost like a savings pot?
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Like this idea!
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Ooo I guess with this one if you have Emma Pro you can just create a new custom category to show the title exactly as you wish. So youâd then have a housing and a household category but just ignore the housing one? If we made category editing available to everyone then Iâm not sure how special custom categories would be?
Heyyy @ecb
This feature isnât available in Emma at the moment 
Itâs something that we can think about though, as we know loyalty cards are popular with our users!
When I pay for something using PayPal via linked credit card the transaction name in my credit card app (Amex) looks something like this:
Paypal *Microsoft OneDr 80064####
ie. âPaypalâ followed by âMerchant/productâ followed by a number (I have replaced part of the number above with # symbols).
However, âPaypal *â gets stripped away on the transaction details page in Emma. For example, for the above transaction I only see âMicrosoft OneDr 80064####â at the bottom of Emmaâs transaction details page.
I would like to suggest that the info at the bottom of Emmaâs transaction details page should reproduce the original transaction name coming from the source verbatim. This is different to the headline transaction name shown in the Emma transaction list. I like that Emma attempts to parse that into something more appealing and allows us to rename it. But it would still be good to know exactly what the transaction was called at the source.
Hey @o99!
Yeah weâve done this because we think it makes it look a little cleaner, but we can definitely consider adding an option to revert back to the original transaction name 
I think it makes sense to make things look cleaner for the main transaction name (the one shown in transaction list and top of transaction page). But I would also like to see unmodified source transaction name on the transaction page.
On the topic of PayPal transactions, it would be nice to be able to easily identify such transactions some way (Iâm not sure how) and to capture them via a search for âPaypalâ.
Hi Rebekah, thanks for your response!
Editing the categories (5) could also be a pro feature. I think itâs useful because I want to keep the âdefault-nessâ of the category (the look and how things are funneled in there) but just change the name a little so it makes more sense to me. But, not a major issue.
Rolling budget (3)⌠I guess Iâm thinking for bills, groceries, etc, I donât necessarily want to âallowâ more spending the next month if I am under budget this month. So toggling it off for some categories would make sense. With the rolling budget in place for things like personal care or gifts, it could essentially be like a fund. If I set a budget for $10/mo for gifts, but there arenât any birthdays this month, then next month I have $20 to spend since that money was already set aside but not spent. You could also have a âChristmas fundâ that accumulates all year (as long as you stay in budget in other categories) for example, and you donât really have to think about saving for it. Same thing for repairs or doctor visits or something. I set aside a certain amount each month (so it still has a âbudgetâ) but then I might use up 80% of the total fund in one day unexpectedly, and then it slowly builds back up again over several months. I hope that makes sense. I like to have the visual representation of how much I want to set aside for a certain purpose. It could potentially be handled seperately from the typical monthly budgeted categories I suppose, but still be just as visible, and still be obvious that some of my money for this month is going to that purpose. In the every dollar app, âfundsâ are notated by a little piggy pank next to the category, and you can just toggle it on or off. Itâs one of the things I like about that app, but this one has many more great features, and is way more affordable!
Okay yeah, that makes sense! Iâll mention it to the rest of the team
Subscriptions I pay annually are generally much easier for me to forget than subscriptions paid monthly.
It often surprises me when I get charged for a subscription that I pay for on an annual basis.
Could you please issue a reminder notification sometime prior to predicted payment date for annual subscriptions just to remind me that this infrequent payment is coming up?
Perhaps 2 weeks prior to predicted date would be good.
Hey @o99 
This is definitely something we can consider!
I recall that credit card listings used to have the credit limit underneath the current balance, was this remover or am I remembering incorrectly, is it possible to add that, along with a display of credit utilisation
Heyyy @Rw_82
I think it used to depend on which credit card you had, but also Iâm not sure if open banking returns the info anymore?
Ok, it seems to display the credit limit in each cards details page, but not on the summary. Would be very useful to get an overview of credit utilisation rate