Okay yeah, that makes sense! I’ll mention it to the rest of the team 
Subscriptions I pay annually are generally much easier for me to forget than subscriptions paid monthly.
It often surprises me when I get charged for a subscription that I pay for on an annual basis.
Could you please issue a reminder notification sometime prior to predicted payment date for annual subscriptions just to remind me that this infrequent payment is coming up?
Perhaps 2 weeks prior to predicted date would be good.
Hey @o99 
This is definitely something we can consider! 
I recall that credit card listings used to have the credit limit underneath the current balance, was this remover or am I remembering incorrectly, is it possible to add that, along with a display of credit utilisation
Heyyy @Rw_82
I think it used to depend on which credit card you had, but also I’m not sure if open banking returns the info anymore?
Ok, it seems to display the credit limit in each cards details page, but not on the summary. Would be very useful to get an overview of credit utilisation rate
I get an Available balance and Credit Limit for each card except Amex, for some reason.
I think the ability to add a credit limit to Amex and any manual card would be nice. Then maybe a colour bar either as background shade on each account or as a sort of progress bar under the account name would be nice
Yes, Amex doesn’t return it. 
Where is dark mode and a sleek icon?! Love the app but it’s not aesthetically “professional”.
There should also be a “pending total balance” where all the balance across all accounts is calculated including pending transactions. The information is there as it informs of pending transactions so it would be great for it to be included in a total balance to keep track!
Cheers! Happy new year.
1 Like
Hello, trying to check whether the yearly analytics feature is going to be introduced soon… it’s very frustrating to see the spending report only one month at a time and not year to date…
1 Like
I’d love to see customisable dashboards pretty please. For example, I would like mine to have a doughnut chart of my monthly spending to date.
Oh, and integration with Creation Finance too 
1 Like
Happy New Year @Dylanausten! 
Lots of good ideas for us to work on there, thanks for your feedback!
This would be amazing, and we’d love to provide something like this! I think there are other features we need to work on before looking at this, but definitely something for us to consider!
1 Like
On the subscriptions page there is no sum of the total amount of payments for the month (or previous months). This isn’t a feature that I can see, unless I’m missing it somehow. I’d find it very useful because I can see I’ve got roughly X going out this month so I’ve got X left over. It would be even better to put it into a graph. I’ve been trying to get my bills down lately and it would be great to be able to visualise it like with the graphs on the account pages.
1 Like
Hey @Twiglet91!
Like the idea of clicking on a month and seeing what payments are due/ what you paid in previous months and agree that showing this in graph form could be really motivational (both yay my bills are dropping, or woah I’m spending lots more than LY!)
Do you think a calendar view, or a filter type selection would work?
A feature I think is lacking and that I think would be very useful is to login to your account through a web GUI so you can monitor and control your accounts on a larger screen and with rich vibrant User Interface.
Few other considerations:
Multi user environment so more than one email can be registered to one account. (for example partners or family account where children can have restricted access only to their pocket money account for example)
Within the app there could be a messaging service where you can discuss bills and tag and comment on various things securely.
Generate downloadable reports from the web GUI to pdf or Excel format
Plot out future net worth and saving goals using past data and future commitments, assumptions and manual form filling.
Create future goals and use computer learning to suggest how to achieve goals.
1 Like
Loads of interesting ideas here, thanks @paul-aishah!
Would this be different from the export to CSV function that we currently have?
Are you thinking that this messaging service would be with someone from the Emma team, or with other Emma users?
Hi Rebekah,
@rebekah a small feature request that would solve a big pain point - the ability to ignore categories from your budget.
Use case - we are currently doing a house extension and have a category to capture those expenses, but obviously these costs are an exception and making it hard to track the rest of our usual overall monthly budget ie. we haven’t really blown our monthly budget by thousands every month for the last 6 months, we’re just paying our builder. I don’t want to use the “ignore” category because they are real costs (not transfers) but need a way to remove them from our budget calculations.
2 Likes
Hey @mwjackson!
We actually had a similar request from someone on our Instagram yesterday. They mentioned having monthly/rolling budgets but then also separate fixed budgets.
In their case, they wanted to use fixed budgets for things like house renovations. They don’t have a set amount they can spend each month, but still want to be able to track how much they’ve spent overall, which I’m guessing is similar to you
Will definitely pass this idea onto the rest of the team and see what we can come up with
Hello,
Currently all graphs have a maximum timeframe of 1 year- would be great to expand that!
1 Like