What important features are we missing?

Feedback & Ideas
586

Hey @Sachinbsheth,

we don’t currently support this feature - it has been requested for a while and we should have a chance to look at it soon. :slight_smile:

587

True balance does not include my second income yet reoccurring item. True balance would be very useful if it included regular incomes

588

Thanks for the suggestion; we are aware this is a most wanted feature :slight_smile:

589

Had to sign up to ask for a feature to add to offline loans the ability to add the interest amount each month so the payment stays closer to what it is. Thanks :slight_smile:

2 Likes
590

Need to add a feature that says , to reach your saving goals in the time you have set you should be saving x amount each week

591

Thanks! We could try to build a smart rule for this

1 Like
592

I have just shared this with our product team :wink:

593

I’d love to link too when it isn’t done automatically

594

One nice feature would be an alert to tell me if a pending charge on my credit card clears/disappears. When travelling I often get hotels put holds on my cards. Would be nice to tag those so I could get an alert if the pending transaction moves to confirmed or gets cancelled.

595

Hi @chris1,

I think this is a nice idea; but quite difficult to execute.

Detection of pending transactions is a hyper challenge for us and we have tried to make some progress here ([NEW] Pending Transactions Categorisation - #16 by edoardomoreni), but definitely linked to a push notification they might be highly unreliable.

This is one of those use cases that are better addressed by a bank. :sad_but_relieved_face:

596

Sorry to ask…any updates on subcategories/excluding categories from analysis? Been pending on the short-term roadmap for a while… :face_with_peeking_eye:

2 Likes
597

Hi,
It would be great if when splitting transactions I could have a plus and a minus figure to make up the full value.

I have money paid into my account but the amount I receive is after some expense deductions made and I would like to split by the true income and the expense. For example I receive £600 into my account but it is made up of £700 income and -£100 expense. It doesn’t look like this is possible at the moment.
Thank you :blush:

598

I would like to see committed spend from regular payments included within the budget categories, alongside the total budget.

Example:
Transport Budget £150.
Spend to date £50 - Actual adHoc or recurring transactions.
Committed £40 - Recurring but not paid yet
Left £60 - the real amount available to spend.

Currently it displays Left as £100.

599

Groups

  1. It is not possible to split the expenses using custom percentages, it’s only either 100% or 50%.

  2. Adding states to the groups would be a great feature, at the moment once a group is settled you can delete it. However, I would prefer to keep it for historic reasons but that pollutes the list because every time that I want to do something about a group the old groups remain on top. Having something like archived groups could help here.

  3. The way to display transactions in the groups is completely different from the way they are presented in the transactions section, for example:

  4. The original name of the transaction is displayed instead of the name I’ve given to those transactions.

  5. The profile picture of the transactions are not kept in line with the ones where I’ve added the X handle of the vendor.

  6. When tapping on a transaction, instead of seeing the details of the transaction, I see an option to remove it from the group.

  7. Other ways to improve the way the transactions are seen in groups:

  8. An easy way to see how the transaction is split, at the moment I need to flip back and forth between the group view and the transactions view to figure out how a transaction is split.

  9. Being able to modify the split of the transaction, at the moment if I want to modify from a 50/50 transaction to 100% one, I need to delete the transaction and start over.

Analytics

  1. It would be nice to be able to exclude categories from analytics without the need to exclude the transaction. For example: I have some “expenses” that are really ISA investments, they are under the investment category but they still appear as an expense in the analytics which makes months where I invested look like my finances are out of control and that I’m in negative. The same can be applicable when doing extraordinary transactions, like buying a car with cash.

Spaces

  1. While Spaces allows me to share my transactions with my wife, I found it really difficult to see which one corresponds to my wife and which one corresponds to me. For that I need to go inside the transaction and scroll to the bottom. Instead we could have an easy tag with either my wife’s name or mine. I have seen other apps do this quite well, for example Lumio.
  2. I find it quite annoying that if I try to add a transaction from my wife to the group we created, then I receive an error (that is not descriptive enough to know that’s the reason, it took me a lot of trial and error to learn that). Instead I think it should be up to the user to allow or block their transactions to be added to groups. At the moment I need to wait for my wife to add the transaction where I could have done it sooner.
600

Yeah - Agree about being able to set excluded from analytics but remain in a category

601

Thanks for the detailed feedback! We see how these improvements could be useful, especially around custom splits, group management, transaction display, and analytics. We appreciate your insights and will share them with the team. Keep the suggestions coming! :rocket:

1 Like
602

This is coming very soon!

As well as many of the features you mentioned in Groups.

We are also bringing improvements in Spaces because they don’t work as they are supposed to and we should do better! :slight_smile:

603

We’ve considered this extensively. Anything related to investing ideally belongs in the ‘Excluded’ category, as it doesn’t represent true spending?

604

But my argument is that the ‘Excluded’ category should actually be more like a different property rather than a category. While you could argue that investments don’t represent true spending, I may want to track it in some way. There are other cases where that can happen, in my case for example when I receive the money from my wife every time we settle a month (we use the groups feature for that), I like that being in a special category but still be excluded. Also, as I mentioned before, big one offs like buying a car cash, you may want to track it differently

1 Like
605

Hi @agomezfajardo,

I think your point makes sense; we could debate this for hrs.

They way we built budgeting is just to track what you spend; what you allocate should go elsewhere. With that said, the app doesn’t really stop from doing it.

We are looking at the ability to exclude categories; but we have not found an internal agreement yet.

What does exclusion mean? Is it just analytics? Budgeting? Everywhere in the app?

Happy to hear your thoughts