I would say it has to at least be excluded from analytics, I wouldn’t want my ‘extraordinary’ expenses polluting my analytics but I would still want to find them easily by using a category (you could use a tag but I think it offers different semantics). However, under that assumption, it should be excluded as well from budgeting. I don’t where else are categories used.
My take is that excluded or not should be a separate property and not a category but you could still apply the same rules as the current excluded category.
I also wonder if it would make sense to run a UX research or maybe even A/B tests in this particular feature.
Please add the “transaction inbox” feature from Moneyhub. My main use for Emma is going in to rename and categorise transactions. Then I can use all the fun stuff. It’s a pain having to scroll through the full transaction history to try and find new ones.
Hi - can we get networth chart for more than 1 year? Just started using Emma, I think 1 year later I would like to see how I have progressed. Without this, I might have to cancel subscription altogether and use excel.
It’s been several years since I tried Moneyhub, and I’m not sure if I’m remembering Moneyhub or Money Dashboard, but I seem to remember feeling that one or both of them were very high maintenance in requiring me to take some kind of action/decision on every single transaction. If that’s what this transaction inbox feature is I disliked it personally. So if you introduce something like what I’m remembering, I’d hope it would be optional.
Opt in sounds like it would work. Moneyhub also had an “accept all” button (so just accept all the default categorisations). It was sort of opt in anyway, as you could just ignore it and all transactions would appear in the existing feed anyway.
That seems like best of both worlds. I definitely don’t think you’d want every transaction to have been approved before it appears on the main transaction feed
Any “new” (new to Emma) transactions are visible in a specific place in the app (what I’ll call the “inbox”) so you can easily identify them if you want to modify the name of the transaction or the category of the transaction etc. Once edited or just accepted then it’s removed from the “inbox”. All transactions are still visible on the existing feed as they are today. This just allows you to easily pick out new transactions of you’re religious about updating transaction names and categories (like I am).
Yes, I have seen this feature implemented in other apps like a tinder-swipe card system; I guess it’s more common in account software where you need to reconcile.
Personal preference I’m not a fan of the tinder style swipe approach. Seems a bit disconnected from the target audience. If I’m pedantic enough to want to see new transactions so I can modify them, I probably want something more robust than swipe gestures where it’s easy to make a mistake. Given the main function is just to flag new transactions, you could just put some kind of visual icon on new transactions of you didn’t want a whole new UI flow.
Opt-in please. I second the ask, this would be really nice to have. When you have a few accounts and transactions reconcile days later it’s a royal pain to spot them and rename them trawling through the history.
It would be great to have balance over time graphs when you click into individual accounts. I think it would really help for identifying personal patterns of spending and saving over the period of a month.
Hi folks. I’m been sharing your app with my friends across the world. Are you available in Spain and Cyprus? Friends say that they can’t find you in app store. I guess that getting financial licenses and onboard people everywhere might be a disfocus for an early-stage startups, but sharing just in case.
There are countries that saw a surge of IT/Middle-class immigrants since 2022 due to its “ok” visa and tax rules: Cyprus, UAE, Hungary, Lithuania + Spain/Portugal/Serbia/Poland (taxation is not nice, but still a hub).
Show recurring payments in different frequency categories (e.g annually, weekly, monthly, 3 monthly etc)
provide more detail of progress on the Emma roadmap (otherwise difficult to see how much progress has been made towards ‘short term’ updates such as excluding categories, subcategories etc…which is a big incentive for me personally to keep using Emma app knowing these will be brought in hopefully!)
