Give me some insight as to your DB schema + the data flow of incoming pending transactions
Edit: so I’ve read the article now and I get what you mean - my apologies as it’s clear I didn’t understand it all properly
So basically my understanding is there is no corresponding ID you get from the bank to show that one pending transaction is now posted - you just get one thing disappearing and a new one appearing
This would be fine to match if you only did one transaction a week or so - as you’d be able to clearly see what had posted and that there was nothing else, but of course people don’t use their cards like that
This is actually quite an interesting and complex problem that could be pretty easily solved with some work from MC/VISA/AMEX/Banks (although I don’t see them wanting to do the ‘work’ on behalf of you guys)
The DB schema has nothing to do with it. It’s a higher level issue.
But if you want to have some fun, here’s a challenge: make all the assumptions you want about our DB schema, check out the Truelayer docs and design a sensible solution to the pending-posted problem, then email it to me. If it’s good you get an interview.
But all agreed here that there is an issue here which ruins the experience of using Emma and need some solution, maybe a temporary one…If I look at the problem from the end user side, it’s hard to remember the details of the transaction by the time it clears and I want something that helps me recall the transaction details so I can edit when transaction clears. My solution would have a repository in Emma and let us upload receipts and notes to it so we can assign it to the transaction once it clears or allows file upload as receipt so we can make our own DB and upload receipt when the transaction clears.
One more thing is you have to understand that plaid, Emma, banks don’t know but an end-user knows 95% of the time that which transaction is final so if we get away to reconcile you know that once it clears it is gonna be same so what to look for and a reliable ML system can be built with the help of user.
I think the best for us would be to solve the issue directly. It’s not something we are looking at in the next few weeks, but it is definitely important. The more realtime we can be the better it is for everyone.
How is your subscription sorted? As for now looks like there is no order. It would be great if you guys sort this by date as in committed which will be easy to understand while looking at the list.
With the introduction of community tab you got rid of Pay day tab…How do I set my pay day predictions now? I can’t do that in pay period set up as the only option I get is “remove”.
I guess this is similar to “Year view in analytics” but it would be nice to have a custom aggregation in Analytics. I could select a number of months (e.g. the past three months) and it would show me the aggregation of the analytics over those three months
Hi there, new to the app from Mint and it’s great so far. One thing that kept me going back to Mint for so long is their Android widget. I was surprised to search this forum and not one request for that feature for Emma! So here it is! Widgets are a great way to view info at a glance right from the home screen. I love swiping to one of my home page screens and seeing my account balances all in one place–much quicker than opening the app, logging in, and clicking on the accounts tab.
For me, the ideal would be a scaled down version of the Accounts tab, with options in the header of the widget for Everyday, Savings, Loans, Investments and the balances below.
But I could totally see how someone might use another as a quick glance for how they’re doing with their budget!
@edoardomoreni I know savings “buckets” or goals have been talked about quite a bit here. I’ve just realized I really need this… Is this on the roadmap?