Thereās an old feature I used to find helpful, especially when trying to improve my credit score and tackle debt. A progress bar showing credit utilisation on credit cards with %age used.
Hey, loving the design feels cleaner and smarter when using the app. A few points from me:
(1) One small, but important thing, I think is how ācashā is defined on the dashboard. This includes savings. Whereas I think cash should be like everyday money for spending on groceries, entertainment, bills etc. Whereas āsavingsā I think should be an entirely separate category. The idea is to save this money over a period of time, not spend it. So seeing it lumped in with cash I think is unhelpful for buying better money management skills. I feel thatās extra important with the cost of living pressures everyone is under at the moment.
(2) the underlying issue with reading transaction data from Starling āSpacesā is still there so spending data from a seperate space is lost entirely.
(3) getting help and setting are now buried under your āpicā making them less clear to find. It might be helpful to have a standard gear icon for these settings instead of your pic so itās easier to find.
(4) Dark Mode please
(5) Icon for āHolidaysā is strange - love heart and a ship? I think Sun / Beach Umbrella and Chair / Island and Palm Tree and more universal signs of a holiday.
(6) it would be great to be able to mass apply tags. Right now mass edit only includes categories.
When creating a smart rule, it shows you the number of detected transactions, but tapping on detected transactions doesnāt open a screen to show you what itās detected anymore.
I like having separate on feed too. If you choose not to enter any investment accounts into Emma it does actually keep cash and savings separate on the feedā¦.
This is an incentive for me to avoid adding external Investment accounts, and I guess also using any Emma Invest accounts that Emma might introduce in the future.