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What do you mean it’s not happening? I can see it with my own eyes. If it’s not happening, please explain to me why (in the circle diagram above) my total budget is showing as only Ā£154 remaining from the total budget amount of Ā£310 that I have set, even though no money has yet come out of any of the five categories that I have included in my budget? The amount remaining should be Ā£310, otherwise I have no way of seeing at a glance how much money I have left in my budget, because it’s including expenses from categories that are not in my budget. That is what I want to prevent from happening. Is this possible, other than by either a) manually excluding any transactions that would otherwise appear in ā€œunbudgeted spendā€ or b) setting my total budget to be the same as my total income and categorising everything?

Hey @jaughndis, can you send us a message on live chat and we can have a look at your budget together, please? :slightly_smiling_face:

I’m on there now

Agree this is a big issue with Emma and one I’ve posted about a few times - we need to be able to exclude categories!

Yes, this is part of our plans. The excluded category is not enough. :frowning:

Hi,

I would like some help with my shared transactions.

Unlike spaces, I do not want to share a whole account/budget with someone else, instead, I just want to share certain transactions with them which I do through the share feature on the app and have transactions shared with me. When I do this I want this to be reflected in my budgeting so I can better track my true expenditure.

If I share a transaction with someone else or a group, I would like this decreased amount to be reflected in my budgeting. e.g. I share a transaction worth 100 with someone else, I want my budget to reflect 50 not 100. Right now, I would have to do this manually by splitting the transaction and excluding it. Is there a way to do this automatically.

When someone else shares a transaction with me, I would like for it to show in my budget and to assign it to a budget category. Right now, I would have to manually add this into my budget via cash. Is there a way to have this reflected automatically?

If I am mistaken and spaces does do this, let me know.

I think the best way here is to setup a group just to track the shared transactions.

Whenever you get paid back, move the income transaction in the category where you have spent (the app can offset everything) and you are good to go. :slight_smile:

This doesn’t really solve my issue of wanting to properly track my finances as there are many transactions in different categories and the categories won’t reflect the true dollar value of the amount spent.

Categories can offset the transactions, so if you spend £100 and then get £50 back, the category will be -£50. :slight_smile:

That makes sense for one off transactions where the category matches.

I have multiple transactions from many different categories from the same group so when I receive payment, it’s not as simple as the example above.

Eg
I spend 100 on accomodation
Bob spends 20 on transport
I spend 80 on food
Bob spends 60 on gifting

I get back 50 from Bob

This transfer regardless of where I categorise it will not account for the multiple transactions in different categories.

Bob and i’s relationship isn’t at a place where we have joint finances or shared accounts but we see each other often and often have shared transactions.

I have many instances like this where I have many shared expenses with a person or people and want them to reflect accurately in my budget.

Ah! That makes sense.

At this point, I think offsetting, splitting transactions and groups can all be useful and achieve something close. I am not sure what we could create on top to manage this use case better?

We have customers with similar use cases but everyone has more or less their own way of doing it. For example, we have seen some using tags to track shared expenses too.

I’m trying to be a convert from YNAB but am having trouble with savings. How do I allocate my savings account into budget categories, e.g. Emergency Savings, Travel, Goal X, Goal Y, etc. Seeing my savings account balance at the top every day isn’t helpful; I need to see budget categories & their balances. Thanks.

Can someone please let me know if you set up a rolling budget and if you don’t spend any money at all on the budget that month does it all get transferred to the next month?

So say you budgeted Ā£20 a month and in January you spend nothing. Does that mean in February it will show that you have Ā£40 to spend? I’ve tried to get an answer from Emma support centre but they just keep copying and pasting the same answer.

Simply yes works exactly like that but only for rolling out budgets

I am trying to understand budget section - I’ve set a budget to spend that is my salary. I’ve set correct dates too. But it shows that Budget - spendings - committed spendings = More than my actual balance - committed spendings. How is that possible ? Basically my spending are lower than my actual spending. What am I missing here ?

Hi @Uneasy,

thanks or joining Emma!

I think you are comparing different things.

Your total budget is the number of money you want to spend in a budgeting period.

Your balance is your balance - these two things don’t need to match. If I have a balance of Ā£10,000 and a total budget of Ā£3,000 - there you go that the numbers won’t match.

OK the issue is that Spending in budgeting does not account for pending transactions.

Btw, is there any way to have indicator of money left after upcoming committed spending ? so ā€œbalance - upcoming committedā€ ?

Yes, this is true balance.

Just tap Feed->Everyday-> tap on any account

Hey! My rent comes out at the end of the month and I was wondering if there’s a way to hide/fill this so that I can still see my main budget and overall total I am spending each month but not have it look like I have got hundreds of pounds more than I do for actually spending and living on? Thanks! I’d prefer to not remove rent from my budget to do this as I like seeing my expenses for the whole month

Hey @alm,

thanks for reaching out!

Your rent is part of your spending, so I’d keep it in your budget. :slight_smile:

If you want, you can hide the transaction (I wouldn’t do it), but this will hide it across the app, so analytics included.

Your total budget in Emma tracks all your spending and committed spending, we don’t have a way to exclude things so far, but we can take this feedback and see what we can do in the future.