What important features are we missing?

I just meant the sort code is not shown. It only shows the account number.

If you have many different bank accounts, and encounter a transaction, where you have no idea which bank account it originated from - I just want a quick way to identify it.

Hence, either the sort code and account number is shown at the bottom and then you can figure it out; or the more optimal solution would be, by clicking that information, it takes you to the bank account. That’s the feature that would be very helpful and my suggestion.

Thanks!

This makes sense, we can definitely improve it

Features i personally would find useful:

  1. Commited spending split by each spending category in the budget view (so for example if you look at Subscriptions spending category, would also show your committed spending in this category as well as opposed to just the general committed spending category).

  2. Virtual cards that allow you to spend directly from saving pots. This is a feature with monzo pots (but only if you sign up to monzo plus - that you can set up a virtual card and spend directly from a monzo saving pot. If you could do this with the Emma savings pots i would consider switching these over to the Emma app…)

  3. Recurring payments doesn’t let you set an option for bills by custom frequency…for example, some bills are 10 monthly instead of monthly but no way of setting this on the recurring payments settings…

  4. In the recurring payments tab, could you show the different recurring payments seperately by frequency (i.e under an annual category, monthly etc)

Would be great to be able to export/download receipt photos!

Hey Tommy!

These are all great suggestions.

Virtual cards would be a lot harder to implement, but the others should be much simpler.

I can pass everything onto the team, and let you know if there is any movement.

Cheers!

Hey!

Great suggestion!

For now I would simply screenshot the receipts in the app, but I will speak to the seem and see if we are able to get this implemented as it would be very useful.

Cheers,
Jago

I would really like to be able to add one-off committed spending. Eg, lets say I know I’ll need to pay £160 this month for dental treatment, and £60 for theme park tickets (ie things that I know are going to happen, I know what they’ll cost, but they’re not reoccuring payments).

It would be really useful for staying on budget, to have the daily allowance and amount of budget left reduce accordingly once you’ve inputted the committed payments that you already know about

Hi

It’s more for my accountant so can’t do that for every single receipt, it doesn’t seem very useful if it’s not exportable?

I completely agree, this is definitely something we will look to add as I can’t see it being too difficult.

If there’s any other suggestions you have please don’t hesitate to let me know.

I’ll update you as and when there’s any update on exporting receipts!

I like this suggestion. This seems especially useful for holidays etc. I will pass this along to the team thank you!

I would like to be able to assign a transaction to a person, I.e. me/my partner, at the moment I split all transactions and exclude his half. And then even better I’d like to be able to assign a transaction as ‘joint’ and it automatically half it and assign it to us both. My current method works for my budget. But I’d like to be able to track both simultaneously so he can also get the benefit without doubling the work.

Hey Kate!

Welcome to the community :slight_smile:

This is a great suggestion, I will make sure this is forwarded onto the team!

Thanks for posting, if you have any other questions please let me know!

Is there any update on when it will be possible to mark categories as excluded? Seems is on the roadmap for next 3 months but doesnt seem to have been an update for a while?

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Hi @TommyV,

we don’t have an ETA yet - but this will be soon prioritised as well as sub-categories.

Just to let everyone know - we have implemented VRP to deposit on the Emma wallet from your own bank account; the should come out next week at some point.

Budgeting of annual payments

I’d really like an API to automatically update the balance/transactions on an offline account

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Hey Geoff,

Appreciate you posting.

Regarding annual budgeting, the team is aware but haven’t set a priority yet.

If there’s any other Q’s just reply here and I’ll get back to you asap!

Hey!

The API is currently in our roadmap, so should eventually make its way into the app!

Hi team, first of all - thank you for the amazing app and the work you are doing. Your transparency on roadmap and feature requests is also absolutely incredible.

As for the missing feature, it would be great to have transactions that are not only “income” or “expense” on the account, but also “transfer”. In that way users could record transfers (especially between offline accounts by just adding one transaction.

For example, currently if you have an offline savings account and an offline current account, if you are withdrawing a certain sum from savings into a current, you need to record a transaction in one account, move to another category, record the same transaction in your current account.

With this new feature users could keep track of movements between their account swifter.

Thank you for considering!

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