You have this at the beginning of the month, we can add another number to show the sum of left and paid.
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It would be really useful to have the total committed spend throughout the month and not just the start. I can view the list but have to manually total each time.
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Yes, I think we need to add total spent and total committed in that view.
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Hi,
Something I think that would be really useful, and I see it is on the roadmap but a desktop/web interface.
Any sort of eta on this feature?
It will take us some time.
We have done some preliminary work by updating our app navigation and we’ll rollout a design without purple headers to be able to support larger screens (iPad/web).
sounds positive, and looking forward to testing it soon I hope.
Feature Idea 1
With open banking connections being somewhat at the whim of other providers, would you instead be able to source current shares and prices?
The number of shares I hold doesn’t change that often. So an “offline” account that pulls live share prices will still stay up to date on value.
Feature Idea 2
Model recurring payments on offline accounts eg regular mortage payment or regular investment payments (possibly tied to share values again to convert to a quantity of shares held). This would again help keep more accurate offline accounts where behaviour is predictable.
Mortgage modelling to include interest would be another way to reduce the reliance on open banking connections.
Feature Idea 3
Recommendations based on interest rates. Eg if I have X money in an account with lower interest than another account I hold recommend moving the money? Even recommending opening accounts I don’t have (possible Emma revenue source with affiliated links). So I always keep my money in the smartest account.
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Having used the app a little more, Feature 2 is partly covered by smart rules. So a linked current account mortgage payment can be added to an offline mortgage debt. But because you can’t add recurring values that never actually touch the linked accounts (like mortgage interest) it is less useful.
This also means that PAYE type deductions (pension, sharesave, SIP and other benefit in kind stuff) can’t be easily included as they don’t go from your current account so aren’t seen.
Can you please develop a budget where you can choose if it is yearly or monthly.
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Sorely missing the ability to set annual budgets and to remove overspend from next period budget (right now only underspend rollsover which doesnt encourage good behaviour).
Would love to be able to group savings accounts and investment accounts into different categories to make goals. For example, I have some investment accounts which are for retirement and others for personal savings.
If it’s an offline account, you can change the category to savings and it’ll let you set a goal in the meantime, it depends on your preferences. 
@edoardomoreni if it allows you to place savings targets on investments by simply changing category, is there any reason why we could have the option on the others? Even a debt goal is quite handy if you think about it.
It’s not an offline account, its an investment account and making it offline would be pointless because then I’d have to manually update the value of the account.
Hi there,
I’m new to Emma - come over after the news about MoneyDashboard closing.
One really important feature on MD for me was showing me how much money I would have left at the end of my budget cycle - so in Emma that would be ‘everyday’ total minus what remains outstanding in my budgets and committed spending. Essentially showing me if I’m going to run out of money that month with what I have, have spent and am planning to spend.
Is this something Emma offers? I have Plus currently, so unsure if it’s something in Pro etc? Seems like an important gap!
Many thanks.
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I normally look on the home page at the budgets icon it shows a green tick if i am on track and how much i will have left after my recurring bills and my spending so far this month hopefully thats what tou were looking for
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I don’t think Emma has a metric for balance minus remaining committed. It has a metric for total budget (set by you) minus spent minus remaining committed. This is number you see on the budgeting widget.
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This is true balance, inside each account.
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Does Emma have a way of separating spending from savings and investment? I’d like to exclude them from “Spending” in budgeting and analytics. Is there a way to select what categories count towards spending (like in Monzo)?
I think I understand you, your spending analytics are getting combined with your savings and investments but you want a way to exclude particular transactions other than having to hit “exclude” one by one.
The suggestion would depend on how you manage said account, if it doesn’t have an API and it’s manual, you could set smart rules and also it depends on what sub you’re on as ultimate members can have separate spaces but I’m sure Mr Moreni will correct if wrong.