as mentioned in a previous thread, we have included new bank logins in the app:
Allied Irish Bank
Bank of Ireland UK
Burton Credit Card
Cater Allen (Coming soon)
Chase (Coming soon)
Chelsea Building Society
Cumberland Building Society
Dorothy Perkins Credit Card
Evans Credit Card
Fluid Credit Card
Kroo (Coming soon)
Opus Credit Card
Tui Credit Card
Wallis Credit Card
Yorkshire Building Society
We are also actively working to launch Chase, Kroo and Cater Allen!
Great news. Purely selfishly (as a lapsed Emma Pro user who’d like to pay for Emma again), is there any update on Co-op Bank? They have an open banking platform:
Information for TPPs | Open Banking | The Co-operative Bank
April 25, 2023, 6:10pm
Hi Edoardo - great news. However, the YBS connection doesn’t yet work - it just launches the YBS app and doesn’t have any means to approve the connection to Emma.
You need to login to refresh your accounts with this one. We are checking if there is an alternative.
Hey Bill, maybe you have non-supported accounts in YBS?
April 25, 2023, 6:32pm
That’s what I found. When I log in on the website I get an error message saying that none of my accounts are compatible. The flow in the app doesn’t give any indication of that so it appears to just error.
Yep, we don’t know on our side, unfortunately.
April 25, 2023, 8:08pm
Turns out YBS have done the minimum and they only support open banking with one account not open to new customers
Open Banking | Savings Guides | YBS
None of their savings accounts qualify!
April 26, 2023, 10:54am
Well done Yorkshire.
slow hand clap.
It would be a marginal effort for them to support all accounts and would increase customer satisfaction and retention. I now have a bias for providers with an open banking connection, all other things being equal, for example.
April 26, 2023, 11:09am
I think you and some others have recently mentioned a desire to see Coventry BS supported within Emma. I suspect Coventry’s open banking connection probably has the same issue. It probably only exists for the customers who still have a legacy Coventry BS current account with no support for the savings accounts.
April 26, 2023, 12:05pm
I think Coventry is a bit more permissive than just one closed account like we see in YBS.
I’ve managed to set up direct debits and standing orders from a savings account before, which I think makes it a payment account?
Both are a bit crap, but I think Coventry might be (marginally) less so. Depending on their definition of payment account, of course.
Yeah unfortunately there’s nothing that can really be done on our end but hopefully they change their open banking so more accounts are compatible
TBF the “coming soon” ones are probably the most interesting. Any updates on Kroo and Cater Allen please?
Kroo should be in the next few days! We’ll know more specifics about Cater Allen soon!
May 14, 2023, 9:51am
Any update on co-op? My partner uses it so until it’s integrated I’m the only one using Emma
May 15, 2023, 7:20pm
FYI I asked Vanguard for an update. Their reply was weak:
We cannot confirm if or when API/open banking will be available via our platform.
I will note this down as feedback to see how we can improve our services in the future.
This doesn’t surprise me that’s a very non-commital reply
May 16, 2023, 6:58pm
I told them their response wasn’t helpful and they elaborated:
Thank you for the reply.
We currently have no plans to introduce API or open banking.
We will inform our investors of any changes or improvements.
Not the answer we want but at least its more clear!