Payments in Emma

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70

I just tried this on my end using your link. Unfortunately it bugs out :frowning: After typing my message and amount, the overlay “drops” and the send button is no longer visible on the screen. I can only drag the overlay further down, not up. See screenshot:

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71

Have been testing the general pay function over the last day with a few friends. Feedback from me and them so far:

-Superior to Monzo/Revolut in that you don’t need a “pot” on their accounts to send money.

-Feature overall a bit too clunky at the moment to be preferred if both people still have Monzo/Revolut. After choosing a contact to send, there are too many steps to verify the transaction in the sender’s internet banking app.

-Having pots with Emma would be preferred with some people if it would reduce numbers of steps taken for a transfer.

-Would it be possible to do a pre approval of amount and destination address in Emma as opposed to going into 3rd party banking apps when making a payment? Another layer of permission to allow Emma to make payments confirmed within the back with biometrics / Emma pin for example. I think that would massively improve the user experience and encourage more adoption. If you want to get a feel for an ideal workflow, I would recommend having a look at the Swedish “Swish” app which does something very similar and is the most seemless way to pay I know. I prefer it over card payment even, and Swish is offered as a way to pay both online and in store all over Sweden because of its ease of use.

There’s a short demo of the steps in th link above on the “Swish” subtab:

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72

This is basically what we can do with Open Banking.

The good news is we are building pots, so we can extend it. :wink:

73

Can you ping live chat? It would be great to know what device you have.

74

To make Payments in Emma possible, we partnered with Open Banking infrastructure provider Yapily.

They’ve written an interesting piece about the partnership which you can read here :arrow_down:

1 Like
75

Does this mean we are now good to go for moneyfarm ?

76

Hey @plord - I don’t have any updates about Moneyfarm yet, but I’ll let you know as soon as I do.

For anyone that is interested in transferring money between their own accounts in Emma, we’ve added a sneak preview here :point_down:

77

Not sure if this is already known, but I use a larger font on my iPhone and this appears to misalign the button text on the pay page (but only the top ones):

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78

Thanks a lot for reporting this, we’ll fix it. :slight_smile:

79

Just done a payment account to account. Monzo to Revolut worked well.

It feels strange though that the balances don’t change in Emma. Maybe a transfer should trigger an account sync?

80

Yes, we are adding this very soon.

We’ll force a sync after the payment.

81

You must be on the new Android Beta? :wink:

2 Likes
82

Just spotted this. Used it to test and it will make my monthly move of funds around much less of a hassle.

:+1:

1 Like
83

Thanks.

We have only released it on Android beta. :slight_smile:

1 Like
84

I’ve noticed accounts I’ve marked as closed are still in the drop down for selecting which account to pay from/to.

1 Like
85

Thanks for the heads up, we can check this.

1 Like
86

The order also seems pretty random