We use Splitwise to split joint expenses, as they have way more options. I then keep a manual offline current account called “Splitwise”, where I periodically update the balance to match the total of what is owed, in order to keep my personal net worth accurate.
I guess it’d be slicker if the whole process was more integrated within Emma, provided that;
- The kickass splitting options from Splitwise existed within Emma; and
- Pending transactions can be split instantly without the hypertensive “Hey slow down
” message; and - Switching my partner over to Emma wouldn’t be too much friction (protracted account setup / email activation processes, premium subscriptions, etc)