As Emma has the ability to see my transactions it can see how much I’ve spent on my credit card this month and it can see that I have perhaps paid some off by card - it should use this to enhance the subscriptions section.
This way I can see how much I’m going to be paying out at the end of this month!
For instance some months I may spend £100 some maybe £400
If Emma could look at how much I’ve spent and how much I’ve repaid through the month it would be great to give me an accurate view of how much I have to pay!
I don’t think so - The logic for this seems very simple to me.
Credit cards are a set date every month for most.
So if my card bill is due on the 5th every month (we could set this within Emma) you could see each transaction between those dates that isn’t an authorization (you could let us mark these within the app) and you could see any repayments I’ve made on that by card already (as you have the access to the data
Then subtract the repayment from the total spend in between those dates
That would then give you my final bill presuming payment in full - obviously it would have to be adjusted for minimum payments!
It’s one of the features I was planning to build myself if Emma released an API but I guess I’ve shot myself in the foot now I can’t sell my idea for the millions it’s worth