I believe they are making a business connection, even if you have a competing product building connections should be part of it.
The product speaks for itself connection wont change peoples minds on the service
That’s for personal use to get trades and also trade.
You’ve also got to consider some people are very anal about their accounts, I used to have people come in to the bank I used to work at with a varied demographic who would purpose withdraw out the pennies, this mindset follows into other spectrums of finance, you may be surprised of an uptick if it’s only a toggle. 
Some people really do live by the saying “If you look after the pennies, the pounds will look after themselves” 
Their terms say this, has anyone reached out to Trading 212 for consent to use the API? I maybe misunderstanding though, and it probably still doesn’t matter if it’s a personal only API
6.3. You acknowledge that should you develop applications that use our API and that are
intended to be used by other end-users, you should obtain the prior written consent of
Trading 212 that may be given on our sole discretion and on a case-by-case basis. Should
an application using our API be launched without Trading 212’s consent, the access to the API
shall be terminated immediately without prior notice. Furthermore, you agree that you will
not develop any applications that:
a. are fraudulent or misleading;
b. infringe on any third party’s intellectual property rights or rights of publicity or privacy;
c. are defamatory, trade libellous, threatening, or harassing;
d. contain any viruses or other computer programming routines that may damage,
detrimentally interfere with, surreptitiously intercept, or expropriate any system or
data;
e. replicate or attempt to replace the essential user experience of the Services or any of
our other products or services; or
f. otherwise violate any applicable law.
Trading212 doesn’t have an API to connect and is not required to have one by law. The technology we use is Open Banking and it covers “payment accounts”; so the brokerage account doesn’t fall into this definition.
They might have something for their new debit card (we can take a look), but that’s about it.
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Personally I’d love to use their new debit card, the only thing stopping me is Emma support 
we’ll look into what we can do, and update you here if there’s any movement
Would sign up to their new card, but the 1.5% cashback is only available until January.