Taking a "Loan" from your budget

Hey all,
I am new to the app and I am really enjoying all the random small features scattered across. I thought about a feature, and I am not sure what it would be called. Let me explain.

Say you set a budget of 200 per month for shopping, but you spend 400. There should be a way for you to take a “budget advance” or a “loan” where your budget for next month’s shopping becomes 0 (or your yearly budget of 2400 takes -200 off of it).

I hope this makes sense, and I am not sure if this is part of “rolling budgets”, but let me know what you think, and whether other people had the same problem and if there’s any existing solution to it.

This is a great idea. I will make sure it’s passed along to the team to consider for future updates!