Hi there, I only just started using Emma and I tried to find a similar question on here but was unable to find is so I apologise in advance in case this question has already been answered.
I thought ‘subscriptions’ would be Spotify or YouTube Premium or my Gym Membership but I also see my regular monthly expenses occasionally categorised under ‘subscriptions’. Do I therefore class them as ‘subscriptions’ too or do I make them ‘inactive’?
Thanks in advance!
Hi @MoNaita,
thanks for joining the Emma community. 
In subscriptions, we add everything that is recurring (direct debit, standing order and more).
It’s really up to you if you want to remove some. This might affect your budgeting in Analytics.
Hey @MoNaita 
I recommend adding all your reoccurring payments to ‘Subscriptions’ so you can track them in one place.
Subscriptions are linked to the Committed Spending section on your Analytics and feed into your budgets. Learn more about Committed Spending here.
I would like to know what is coming out as a bill (must pay) vs optional pay. E.g I want to see that I have must pay outgoings to fund of £x in up to my next income. This is how I budget. Knowing I have x amount of in committed spending is essential. I make choices based on the essentials being paid. Can we have a category called bills which mortgage, insurance, rent, etc can sit under. Having it all under reoccurring isn’t optimal