15 posts were merged into an existing topic: Dozens Integration
With Save Money, we have the firing power to make new fintechs successful, so yes, they will come to us with APIs and weāll integrate them. 
ps: We are also in the process of forming a fully dedicated integration team.
Like for us, for example, Investments is something we want to bring in, but providers donāt have an API; so they way we are thinking this is if we can get the realtime stock data, we can even let people manually input number of stocks + avg price and have the same functionality.
Yeah, its a shame it doesnāt show investment accounts but perhaps this is a first step.
Overall I think its positive they are releasing an API even if only for cash savings. They presumably donāt have to (since not payment account) so good that they are voluntarily supporting open banking. I wish more cash savings providers did this!
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Did you happen to look into the Coventry API? Does it provide access to their Savings accounts, or is it current account only?
It should be current accounts only: https://developer.coventrybuildingsociety.co.uk/
It becomes a bit of chicken and egg after a certain point. I donāt use dozens or jaja regularly, because I canāt connect them to Emma. If I could, Iād definitely use them all the time.
I wonder how many people take this approach though
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Completely. I would use Dozens and stop using Monzo if it was in Emma. I use both Jaja and Tymit but neither are in Emma (regardless of why) and would use them more for my daily spend if I was tracking it in Emma.
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I get your points, but I guess this is a dozens or tymit kind of issue.
Itās a bit like Emma on Day 1 when we integrated Monzo and Starling.
We did it to get users and we got a lot of them.
Now, we are up and people who start today should beg us to integrate, but they are definitely not doing it.
Do you mean new challengers that come to market or users of Emma?
I appreciate you feel you are in a position to be asked to integrate by banks, but there is a fine line between being cocky and being confident.
As a young company, itās still important to keep the user base happy too (especially for those of us paying). Unless you have challengers kicking down your door and begging you, your desire to be begged doesnāt really count for anything if itās not happening.
Reminds me of those moments on Dragonās Den where people value their own company at Ā£12m.
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No, I meant that Tymit hasnāt offered any integration.
We are happy to listen to our users, but itās still very early days for them, so an integration wouldnāt be used by many.
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Fair enough and I agree with your logic.
I would still like dozens to be integrated though!
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Iād love Freetrade. 
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Nudge REST Trading API Reference | IG Labs
#silverplatter 
Youād be wanting the Account section
Any update on when/if Co-Operative Bank might be added again? It appears they have open banking now (Open Banking and TPPs | Online banking | The Co-operative Bank) although I couldnāt find any TPPs offering it
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Unfortunately, itās not proper Open Banking.
Itās called a āModified Customer Interfaceā, and is essentially like screen-scraping, only with the third party (Emma) having to login through a āspecialā login page.
You have to share your credentials and it is not as reliable as an API. I believe that Emma have publicly stated, in the past, that they will only support API providers going forward as they donāt have the ability to securely store login details on their current infrastructure.
Metro Bank are the same, and stubbornly refuse to provide an API.
Co-operative Bank have written more about it here if you are interested.
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You also need to re-login every time to refresh the connection. 
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Is this a plan at the moment or just a thought? Hopefully it would include funds as well? Iām interested in
Vanguard in particular.
Iām curious what the number of people whoāve tapped on Vanguard in the investments list is, can you share that since you shared the one for Dozens?
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Hey team! Any chance of linking up with Wombat Invest? I use them to manage my ISAs but need to manually add the account into my Emma App.
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