Would it be possible to have monthly goals as well as goals by date ie at the moment you can only have a goal of X amount by X date, it would good to be able to have X amount monthly (weekly/annually?).
This is with a new bank, but I don’t have any ETA to share today - I hope end of the month.
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Do you mean like a budget?
As an example if I want to have a savings pot for “gifts” I’d be dipping into it throughout the year, so an overall goal doesn’t really work. But if I know I want to set aside X amount per month, I could see how on track I was with that.
It would be really neat though if you could directly link budget to savings goals / pots so elements of the budget that are I guess spent / saved over a longer period could be directly linked to savings pots. So I guess budgets that roll-over could be directly linked to savings pots.
Sorry, just thinking aloud. I’ve come from YNAB and really like their style of envelope budgeting.
Yes, this makes sense.
It makes me think we could have some nice call to actions to create category like Pots in Analytics. 
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Just wondering if there’s an update on this @edoardomoreni , especially in view of the recent interest rise to 5% which should trigger a rise in saving’s interest 
Yep, we are waiting for Santander - they should decide something next week.
We are also hoping our provider can onboard this new bank with an higher offer - they are working.
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Sounds good, looking forward to hearing more once details can be shared with us. 
Thanks @edoardomoreni
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4.21% with Chip will be hard to beat.
They have a fraction of the market, probably 0.001%.
Surprising (considering how good their rate is).
Majority of the deposits are sitting in high street banks that offer 0.70% AER. 
Santander is going up to 3.51% AER on Monday.
We are still working with another bank to be able to go above 4%
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Good to hear, @edoardomoreni.
Given the BoE’s base rate going up, banks need to catch up with increasing saving interest rates quickly, and a few institutions have already raised these.
It would be really great if Emma could be joining the ranks of higher interest rates too
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Hopefully one day we can have the highest on the market 
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Genuine question, if that wasn’t just a feel good comment, how could you though? You are not a bank, so all you can do is either pass on someone else’s leading rate, or subsidise the rate as a loss leader (effectively losing money either way so not exactly sustainable long term without deep pockets like Chase).
Hey @lucianf, I am not sure I understand your question.
In terms of interest, we can easily compete with everyone. Our interest is paid by a bank via a third party that takes a cut. This fee is very small and every bank in the market uses its own strategy - this is also why some banks have not followed the bank of England rate.
Every bank in the market is taking the current BoE rate - some have decided to give back, others have kept it in their pockets.
The new interest is fully out. 
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Thought I’ll check into this discussion again as there are many easy access accounts which now pay 4+% .
Is there any positive development for Emma easy access savings pots to offer a higher % ? I recall @edoardomoreni mentioning discussions with banks to go up from what is currently available.
Thanks 