Okay, makes sense.
I am wondering if it worked out and how it’s actually going. They said they were fundraising for their Series B in September last year, but nothing has been announced yet.
This thread is also closed: https://community.curve.app/t/crowdfunding-for-curve/5141/47
Personally I’m not interested in the New Black as I already have Flex Plus with Nationwide and the rewards from Legacy Black are better. Essentially nothing has changed for me and I’d gladly stick with Legacy.
Not sure about the crowdfunding.
What’s this?
Nationwide’s Premium Account offering.
https://www.nationwide.co.uk/products/current-accounts/flexplus/features-and-benefits
In the Monzo Plus forum post there was a lot of comparison to FlexPlus as it is seen as one of the best premium account offerings out there. Although double the cost, when you compare it to Monzo Plus it’s easy to see why Monzo’s offering is seen as so poor value.
The Nationwide Flex Plus package has pretty much led the field since Adam was a lad.
Except that doesn’t apply if you switched to metal. Then you’re screwed.
To be fair I think they made that pretty clear from the start although seeing as how rubbish an offering is for £15 a month you should be given the option to move back.
Exactly, the comparison between what was advertised initially and whats going on is monumental. Let alone if you paid the year in advance.
It would be cool if you told support that OnTrees has shut down 1.5 years ago.
They should have Emma instead. 
All your paying for really is the metal card. Even if they were offering everything they promised it’s still pretty poor value when you compare to Nationwide Flex Plus.
I asked for Emma some time last year…
There’s been no movement on connections in ages though, so I don’t think they’re actively working on them.
Yes, that screen is completely pointless and I don’t understand what the goal is.
What doesn’t even a YNAB integration mean? 
I have a curve card and think the general premise is fantastic. I have started to become a little more dubious of them since they started locking down features for the paid tiers coupled with “padding” features which i have a hard time beliving most people would value.
I’m a frequent user of Curve and I’m lucky enough to be on the Curve Black Legacy where I paid for Curve Black in advance rather than paying monthly. I use Curve with my CC for all transactions within Europe. That way I get the 1% cashback that my CC gives me without paying the exchange fees. Outside of Europe I use my Revolut card which gives me 1% cashback outside of Europe.
I also use Curve if I can combine their own cashbackprogram with my CC. I’m about to buy new furnitures from IKEA and Curve gives 1% cashback on IKEA. Using Curve with my CC, I would then get 2% cashback.
The only downside with Curve is that all transactions are processed in London, meaning that if I were to try to use it with Revolut, I would only get 0.1% cashback which is what Revolut gives for European transactions.
I’ve found a new usecase for Curve. The CC I’ve that gives me 1% cashback only has a 5K NOK NOK credit. So let’s say I’m to buy something expensive like IKEA furnitures. Then I can charge it to my CC with 25K NOK credit that does not give cashback. Then I can transfer the ammount of the transaction to my CC that gives cashback and move the transaction there with Curves go back in time.
I suspect you don’t have amex? 
You are also on Revolut Premium? 
No, I’m on Revolut Metal 
Ahahaha of course!
Nope, American Express pulled on them which is a real shame for those that have amex cards.
As a fellow enlightened individual can you give me some good ramen shop names?
Legacy black isn’t getting Apple Pay?
I agree entirely but it undermines S.75 protection as well as having to deal with a curve support agent which will never compare to my Amex card’s support.
Their Curve Customer Protection is a cleverly disguised chargeback where you get paid back early.
In the T&C iirc they may debit your account again should MasterCard reject it.
Me too and I regret it. I won’t renew it if I move to the US and I won’t renew it if I’m earning enough to get a Gold Amex card.
They did extend their cool down period to 28 days for this reason but it really isn’t enough. The cashback given for their new offering is also a sham, 1%? My Amex card potentially gives me 1.25% and I could use that anywhere through Curve. Pair that with some actual benefits like lounge access (not through LoungeKey) and a commitment to providing S.75 on underlying credit cards, I’ll jump on board.
But yeah, I think Curve could use a lot of improvement.
Here are some changes I’d like to see, what about you guys?
