Hey, is there any news on when Chip transactions are coming?
Not really, I don’t think they are focusing on the API. 
Look like they’ve closed their campaign 27 days earlier than planned after reaching 10M in only a few days!
Do we have anyone here that invested in them?
I think @Ali invested in one of the first.
I used to get a zillion chipmunk/chipx emails with lots of hype and zero content, so unsubscribed and switched off…
Same.
I do think Chip has a market; the autosaving does seem be genuinely helpful to some. Specifically, people who struggle to make proactive decisions about how much of their income to dedicate to savings.
But for anyone who prefers to make own saving decisions, Chip doesn’t offer much at the moment.
I never tried it. When I first became aware of Chip and Plum, Chip was paying users a generous and stable bonus (approx 3-5%, as a marketing tool). The only way to earn money via Plum was (maybe still is?) by investing what you managed to save with them. This didn’t appeal to me as I have investments elsewhere. Also, if I recall correctly there was a time when the only way to use Plum was via Facebook Messenger. That also didn’t appeal to me.
Hate to be cynical, but maybe progressive taxation is a better route…
Isn’t this the same as Monzo, Starling, MoneyBox, Plum and anyone who want to implement roundups?
