We’ve rounded up 11 things you need to know/ do before you apply for a mortgage
- Carefully consider what you can afford
- Save as much money as possible
- Research if you can get any help from the government
- Register to vote
- Pay your bills on time
and 6 more!
What do you think is the most important thing to consider before you get a mortgage?
A broker is often underrated. A lot of people feel it’s expensive but I think it’s good to have an expert involved who’s day-to-day job is just that and are regulated.
What are your thoughts on online mortgage brokers like Habito/ Trussle who offer "fee- free mortgage advice?
They are great to shake up the market. A friend had a great experience with it so I will try Habito soon.
That’s good to know - I think i’ll probably go with one of these two when it comes round to it
I was looking at more traditional brokers like L&C but I’m definitely drawn in by the more online/ visual appeal of these two companies!