Revolut Discussion & Feedback

Do we have any Revolut users on here? If so, what do you guys think of them? I’ve just seen that they’re launching a subscriptions feature :eyes:

Amazing stuff from Revolut :clap::clap::clap:

Are you guys still using Revolut?

@myEMMA, @davold, @solcache, @BendikHa, @Seb, @grant.m, @Alex

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I don’t use it for much TBH.

My son (8) has their junior card so I use it for his pocket money (there is no ongoing fee for this which makes it better than the other options out there).

Otherwise it is a backup option when overseas (with Curve as primary)

Yes, I still use them primarily for their multi-currency abilities.

I’ve been pretty impressed with how they have just kept piling on the features for the past few years, but I haven’t actually needed to use any of the newer features yet.

My brother is a big fan of Revolut trading but I haven’t used it yet!

I am the same.

Got the card in 2016, used it for a holiday, then never touched it again. :frowning:

I still just use it to cycle spending via my aqua rewards card (no longer available).

I use Revolut to do the spends needed on some current accounts with a Debit card, as it’s quick to get the money back from Revolut.

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Ohhh, I see @BendikHa is here :eyes: we actually know each other from Revolut forums :sweat_smile:

For the record though, Revolut’s valuation doesn’t make sense. They’re not profitable and burn millions on the yearly (perhaps even going into the hundreds of millions?). Their technology is the only reason you’d acquire them.

Lloyds, NatWest Group, Barclays and HSBC all are very undervalued and Revolut is very overvalued.

Imagine Lloyds who made a profit of over 1bn (and that’s on a BAD year) and having Revolut valued 70% of Lloyds valuation.

Private equity firms need to return to value based investing because right now they’re paying a premium for zero reason

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Thoughts??

Revolut focus on quantity rather than equity, for some reason they always just have others providing their products instead of doing it in-house and guaranteeing good margins

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Yes, I think that’s Impala API.