Hey everyone, I’m looking to purchase life insurance and wonder if anyone has had a particularly great experience doing so?
I’m quite provider agnostic on the whole, looking for around £500,000 to cover 2 people for around 30 years each.
The annoying thing when trying to look at the cost is that the premiums are linked to inflation but have a minimum base rise.
I have or had cover previously (it’s complicated) where premiums were paid with a high up front cost and a much lower regular premium, which I prefer.
FYI: I would prefer to avoid using a broker.