That’s the one! Like imagine having a budget at a glance or something, you lock the phone, someone picks it up, sees the template, Face ID would reject access and leave the template widget blank.
Updated to iOS16 Public Beta 2 this morning and this seems to have “fixed” the Emma app and I can go to Everyday tab/section and click and view/edit the different Everyday accounts I have setup.
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Thanks for letting us know