Could Emma include a category for interest charges and bank fees (such as balance transfer fees)?
I know I could go about this with a custom category, but this seems like a basic thing to keep track of for debt management without requiring a paid subscription.
we used to have a section in the app that was tracking these, but have realized over time it’s quite challenging to keep the “detection” fresh and up to date, so it was removed.
I think a custom category or a tag is your best shot - tags probably even better.