I’m not sure whether this has been made as a suggestion yet.
Wonderbill is an app in the UK that allows you to track contracts/subscriptions in the UK. It has hooks to pull bills and contractuals direct from suppliers. You enter your login details for the 3rd party (such as BT for internet) and it goes to work from there, pulling all of your bills into their engine. From here you are able to have a single pane of glass to view all subscriptions, renewal dates and new deals available to switch to.
To note - I’m not sure what alternatives are out their for US/Canada, I’m sure there must be something.
There are two elements of my finances, one of which is addressed by Emma. With Emma I can focus on my cash flow, optimising spend by having visibility of what I actually spend between all accounts and effectively managing from there by setting budgeting.
Now, the second element which I have incredibly poor cadence with, is subscriptions. Keeping track of renewal dates, alternatives and whether I can save money just doesn’t happen because of sheer number of providers and time. This is where Wonderbill fits in. Knowing when insurances, utilities and non month to month contracts come up and them doing the leg work for me to address, saves an incredible amount of time.
Emma could potentially allow for the following on integration and be miles ahead of the competition in the UK;
I) notification of when contracts are coming to an end.
II) view to show what savings could be made by switching providers and how that relates to your budget.
III) deeper dive into your subscriptions by linking transactions in Emma to your monthly subscriptions on Wonderbill. You could pull in the actual bills from these suppliers and information alongside.
If Emma can integrate the above view only aspects, it’ll save time having to continually monitor multiple apps and save app sprawl. Wonderbill would still have it’s purpose when actually following through with provider changes and giving a comprehensive overview of said subscriptions and billing.