I use Experian via My Credit Club. But I would happily switch if it meant it would show embedded in Emma. One less website to visit for information is a good value add and worth switching agency for.
Hey @ChrisT how often would you say you checked these scores? Once a month, or more?
@rebekah. I would say I check the Credit Karma weekly and the other two monthly. This is because of when they update and generate new files. I find it unproductive to check more often as the file will be the same in the free version.
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That’s good to know! Thanks @ChrisT
Do we have any idea why the Government hasn’t regulated this space so everyone uses the same criteria? Surely it would make things much much easier
@rebekah sorry to be a bother 
could we merge this with the other credit score one ? 
Sorry yeah there are now two threads talking about credit score 
The other thread is more focussed on the blog post that we’d written, so is slightly different 
I was just checking my credit scores today and thinking about this.
I check My Equifax through clearscore, TransUnion through NatWest and Equifax through their app.
It would be nice if Emma could aggregate this information
To be honest that’s kind of what I was thinking. Just display the 3 scores.
The other stuff in the apps Emma kind of already covers
I’m not sure how useful other people would find this but I’d certainly like the scores standardised too. For example it would give you a score of 0 to 100 for each.
The different scoring systems they use make it difficult to understand whether youre good or not
Hey!
Have the emma team considered an add on for live/on demand credit checks?
Thanks!
Aaron
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Hi @Ajsnow 
Welcome to the community!
Above you’ll see some previous conversation around credit scores and that being a potential feature added to the Emma app.
What credit reference agency would you like to see added to Emma?
Was there ever any progress with this? Would be useful to have score within the app instead of a separate account.
I currently use MSE credit club, which utilises Experian. Their tool only request credit score once per month to keep the costs low. Would that work in Emma too?
Not yet, we have been focusing a lot on investments instead, but it’s still under our own radar.
Quick update for everyone - we are working to apply to get FCA permissions to show credit score and report in Emma.
Our position is to make this part of the premium plans - or find a midway between having everything for free and some stuff paid.
Any thoughts?
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Would it also be possible to implement submissions for credit score disputes?
Yep we should
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Having credit score included will offer almost all my financials in 1 place, mSE credit club does a good job of providing info, some detailed or summary report of credit score would be useful
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Love to hear it! We are always trying to add features that can make Emma your one stop shop for your finances 
I’d there any update on this?
We are pending approval by the FCA to launch this functionality - we can hopefully have an update next month. 
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