The most useful feature would be analytics based on pay period.
Analytics will be completely distorted when reviewing over a calendar month. Solely due to the fact that most people will be paid on a set date/last Friday of the month. This very rarely falls on the last day of the month and therefore, an income vs spend over pay period will be far more useful. This will allow for a more detailed view when tracking budgets over an extended period of time.
I have been an emma customer for a number of months now and this is the one thing that is making me consider leaving for an alternate budgeting app.
I am yet to research which app has this available and with all due respect, that was not my question. Or the point of my post. I believe, and so do many other members, that this feature would be extremely useful.
If this is not something that can be developed due to the complexity of the request and does not form part of the roadmap for your application, perhaps you could inform us?
Alternatively as a further suggestion, perhaps one of your developers could create a spreadsheet containing the correct formula to sort these transactions by predefined dates and display them in digestible pivot tables? Obviously not a long term solution, however, I believe this would be an extremely useful element.
I get analytics for my current pay period, but not previous pay periods. Is the request for analytics for all historical pay periods, not just the current pay period?
I too receive current analytics, however, a view of incoming vs outgoing for the previous x amount of pay periods would surely be more useful than showing the monthly figures. This will enable your users to truly understand how much they have spent of their previous pay credit.
I moved from YNAB to Emma (and more recently, Emma Pro) a while ago due their lack of open banking support - but really miss their zero-based budgeting for annual costs (insurances, tax bills, etc.)
It sounds like rolling budgets would solve this? I’m thinking I could budget £X / 12 each month, and let it build up over the year, ready to “pay off” when the inevitable bill arrives?
PS. Huge thank you to you and your team for making Emma such a great app
The gamification aspect of this is what will really drive me. It’s similar to when I was training while running, or losing some weight… “Can I do just a little more than last time?”
Could really see the rolling budget feature being used in so many ways, just like @Sticklebrick said.
Also looking forward to these features, in particular seeing previous pay periods analytics.
I can see the current period and that’s very useful, but seeing the previous calendar months is not that relevant to me in this context. I need all the previous pay periods instead for accurate comparisons.
Would also be happy to beta test this functionality @rebekah, hopefully it’s not far off?
for this feature!
