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The most effective money saving technique for me is to do all my saving and/or investing immediately after getting paid and have this automated by standing order. Some refer to this as paying yourself first. I find I’ve been able to save/invest much more this way then when I used to wait and see how much I had left after bills and everyday spending.
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Since switching from cash to mainly contactless payments for everyday spending I’ve found that using a bank which provides instant balance updates and rich transaction information (Monzo in my case) has helped me be more mindful of my spending.
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I have accounts at several banks to take advantage of things like cashback on bill payments and high interest rates on current accounts and regular savers. The accounts that offer these features tend to require a minimum monthly deposit and I do that by automatically shuffling money between accounts once per month via standing order.
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Whenever I buy anything online I first check if I can get cashback on the purchase by going via Topcashback.
Because I use multiple banks and accounts (point 3), Emma is useful for me to see all transactions and accounts in one place.