When you first get paid, what’s the first thing you do?
For me, I think a huge part of successfully saving money has come down to having a solid payday routine.
My routine starts by checking the amount I’ve been paid. I then pay myself first, by moving a set amount of money into savings. Then I move money into a separate bills account. I have a quick look to see if there are any transactions I don’t recognise on my account. And then, I figure out how much money I have left to spend/ sort out my monthly budget!
I’ve written about this in more detail here: https://bit.ly/3gvSZCe
Does your payday routine differ much from this?