For example, if you have a contract with O2, it’s £40 a month, you end up having to make manual payments of £10 a week, the percentage bar could fill up until it reaches £40 then mark as paid. IE my AMEX data wont consolidate manual payments versus direct debit, if it knows to track AMEX payments to a target, perhaps that would make lives a lot easier and fill the gap. Hope I explained it clearly.
So you want to assign specific transactions to pay down a committed spending payment? Do you mean you pay a weekly fixed amount to Amex, rather than just your direct debit?
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You’re spot on! Both correct!
Yeah, it’s strange that credit cards aren’t handled better, as it’s pretty straightforward really.
On the cards itself, you have
- Spending
- Refunds
Then you have
- Regular repayments (usually a direct debit)
- Irregular/other repayments (what you’re talking about)
And all you need is the sum of 1 to 4…
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