Any serious budgeting technique would make sure I don’t budget for things I don’t have. That’s why I don’t think anybody serious about budgets would considering Emma. It’s kind of joke that somebody having 1000 in bank can make a budget of 100000 as even though Emma know there is no connection between what I have in my bank accounts and budgets.
If it works for anybody I really would like to know how they make it possible.
One way a lot if that’s your intention out of this app. The difference between good budgeting and a bad budgeting app is that one tells you broke much earlier than the latter one.