Love to hear it ![]()
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Thank you ahah
Breakin news: the rate is going up to 3%. ![]()
We just need to send a communication out.
We have just introduced a new Santander product that is able to offer up to 3.04% AER.
Existing customers will need to withdraw and deposit in the new product.
Anyone else can just open a new Easy Access Pot.
Would there be a way to produce a bills pot which takes recurring card payments? Even with the functionality to round up and move to the savings product? ![]()
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Yes, this is not difficult to build.
We have put it on pause cause at the moment the “best” way to build this is by setting up a direct debit on your current account and take the money from there every week or so.
There is some progress made by Open Banking - it will allow us to make variable recurring payments, but it’s still early days.
exciting news!! ![]()
These are all our new rates:
Free - 1.51%
Plus - 1.91%
Pro - 2.78%
Ultimate - 3.04%
These are AER values.
On Tuesday, we should be announcing the interest going up to 3.15% AER.
We are working on a 4% account, but nothing is confirmed yet.
Sounds great…the more % the better ![]()
I’d love to have everything in Emma for convenience, even at the expense of a few 0.x% so am looking forward to hearing more about the 4% option ![]()
Love to hear that! ![]()
These are now in the app, official interest rates:
Emma Free - 1.66% AER
Emma Plus - 2.07% AER
Emma Pro - 2.94% AER
Emma Ultimate - 3.20% AER
Great news, thanks @edoardomoreni ![]()
You had mentioned the team is also working on another option, a 4% account. (no doubt the 4% being for Ultimate users, with lower % for the other subscriber options).
How is this coming along, got a rough time line yet?
And if one opens a pot with today’s annount %, would it be an automatic change to the higher % once you’ve opened the new account, or would one have to withdraw from the EA pot and then open a new one again to get the higher %? (the latter assuming it would be from a different financial institution).
Thanks ![]()
Would it be possible to have monthly goals as well as goals by date ie at the moment you can only have a goal of X amount by X date, it would good to be able to have X amount monthly (weekly/annually?).
This is with a new bank, but I don’t have any ETA to share today - I hope end of the month.
Do you mean like a budget?
As an example if I want to have a savings pot for “gifts” I’d be dipping into it throughout the year, so an overall goal doesn’t really work. But if I know I want to set aside X amount per month, I could see how on track I was with that.
It would be really neat though if you could directly link budget to savings goals / pots so elements of the budget that are I guess spent / saved over a longer period could be directly linked to savings pots. So I guess budgets that roll-over could be directly linked to savings pots.
Sorry, just thinking aloud. I’ve come from YNAB and really like their style of envelope budgeting.
Thanks @edoardomoreni ![]()
Yes, this makes sense.
It makes me think we could have some nice call to actions to create category like Pots in Analytics. ![]()