Does anyone use Atom Bank? I mean in the forum.
Are there many people in this forum??
A few, do you use them for day to day banking?
They only offer savings (in app) and mortgages (via brokers).
Edit: and they’ve stopped offering new mortgages
Nope. Fixed Term savings.
I’ve never really considered them before
Any pros/ cons to using them?
Pros are only really when their rates are attractive and market leading (which they’re not at the moment).
Cons: Depends what you think of their app, and the fact that their app does not support older smartphones.
As an app-only bank, that con could be quite limiting, and alarming, for some!