Yes, definitely good for credit rating assuming you always pay it off.
I inherited the old house from my grandparents so I am lucky in that way
2 Likes
I have been using an amex for a year. I like it. 
I also don’t miss my repayment dates!
Hahaha, yes, THIS! 
1 Like
Me too, except that the pending transactions don’t update your Amex balance immediately - I wish the balance in the Amex app (and in Emma!) would take pending into account.
(All in all, though, I must say I’ve been quite impressed at how “fintechy” they feel)
Is Amex a credit card? I’ve been told it is very unlikely indeed that I will ever return to work so again probably not much point in me looking
American Express is the Creme de la Creme of credit cards - rewards and all that jazz will be the best you can get in the UK
Idk I have 4K income yearly doubt they’re going to be rejecting everyone
1 Like
Most American Express cards are credit cards (at least in the UK). But some are charge cards, which are slightly different
1 Like
Thanks you both