Annual budgetting and category roll over

There’s been some threads on how to model budgets for items that are annual or only occur a certain points in the year.
Please can we have the following features

  1. Have a category that is Annual. You enter the annual spend amount and the app automatcially spreads this over the 12 months to ensure you “save” for it. Ensure this allows subcategories

  2. split the rolling budget feature so that if you’re NOT using rolling budgets for some things you can on others. e.g. if you have a holiday budget that you tend to use once every few months, allow that to roll, but dont roll everything else

  3. alllow subcategories to roll. its completly useless to have subcategories but then only roll the parent category