# Zable integration!

**URL:** <https://community.emma-app.com/t/zable-integration/7142>\
**Category:** Integration Requests\
**Created:** [October 22, 2024, 10:17am UTC](https://community.emma-app.com/t/zable-integration/7142 "2024-10-22T10:17:48Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![Delysm](https://avatars.discourse-cdn.com/v4/letter/d/91b2a8/32.png) [@Delysm](https://community.emma-app.com/u/Delysm)\
**Post date:** [October 22, 2024, 10:17am UTC](https://community.emma-app.com/t/zable-integration/7142/1 "2024-10-22T10:17:48Z")

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Please integrate Zable  
I am on trying out Emma on a free trial and probably won’t continue if I can’t link my credit card

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**Author:** ![Jago](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/jago/32/2393_2.png) [@Jago](https://community.emma-app.com/u/Jago)\
**Post date:** [October 23, 2024, 12:48pm UTC](https://community.emma-app.com/t/zable-integration/7142/2 "2024-10-23T12:48:02Z")

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Hey!

Once they provide an Open Banking compatible API, we’ll integrate them!

Currently no ETA on this however.

If there’s anything else I can help with please don’t hesitate to let me know 🙂

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**Author:** ![A-creative-name](https://avatars.discourse-cdn.com/v4/letter/a/46a35a/32.png) [@A-creative-name](https://community.emma-app.com/u/A-creative-name)\
**Post date:** [February 19, 2025, 7:38pm UTC](https://community.emma-app.com/t/zable-integration/7142/3 "2025-02-19T19:38:42Z")

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Hi, out of curiosity do you do any escalation when providers don’t have an API? I’m pretty sure it’s a regulatory requirement for credit cards and current accounts to have one so surely there is somewhere to complain to when they don’t?

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [March 7, 2025, 10:25am UTC](https://community.emma-app.com/t/zable-integration/7142/4 "2025-03-07T10:25:51Z")

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I don’t believe there is anything like that; but we can take a look.

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**Author:** ![A-creative-name](https://avatars.discourse-cdn.com/v4/letter/a/46a35a/32.png) [@A-creative-name](https://community.emma-app.com/u/A-creative-name)\
**Post date:** [March 7, 2025, 11:00am UTC](https://community.emma-app.com/t/zable-integration/7142/5 "2025-03-07T11:00:40Z")

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Was announced as a change by the FCA in 2021

> **[ps21-19.pdf](https://www.fca.org.uk/publication/policy/ps21-19.pdf)**
>
> 4.10 MB

2.28 announces that all ASPSPs must make available a dedicated interface (defined in 2.31 but basically means and API)

They were already required before this to make the data available via at least a modified customer interface (PSRs and UK-RTS) but this mandated all ASPSPs have an open banking data API

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**Author:** ![Shann](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/shann/32/2594_2.png) [@Shann](https://community.emma-app.com/u/Shann)\
**Post date:** [October 23, 2025, 1:28pm UTC](https://community.emma-app.com/t/zable-integration/7142/6 "2025-10-23T13:28:38Z")

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Any update on adding Zable?

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**Author:** ![lyndontm](https://avatars.discourse-cdn.com/v4/letter/l/9fc29f/32.png) [@lyndontm](https://community.emma-app.com/u/lyndontm)\
**Post date:** [October 29, 2025, 9:47am UTC](https://community.emma-app.com/t/zable-integration/7142/7 "2025-10-29T09:47:04Z")

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Anything else about this? Just tried Emma at last but without Zable integration, I don’t know if it will be worth keeping as Zable does make up a relevant chunk of my banking transactions.

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**Author:** ![lyndontm](https://avatars.discourse-cdn.com/v4/letter/l/9fc29f/32.png) [@lyndontm](https://community.emma-app.com/u/lyndontm)\
**Post date:** [October 29, 2025, 10:00am UTC](https://community.emma-app.com/t/zable-integration/7142/8 "2025-10-29T10:00:50Z")

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Zable uses open banking for certain features, such as verifying your identity during application, credit limit increases, and setting up repayment methods, but only with supported banks through our partner TrueLayer. At this time, we don’t have information about Zable offering a public open banking API for third-party apps like Emma, which may be why integration isn’t available yet. —-reply from Zable when I asked about this unavailable integration
