# Your best tips to stop spending money in 2020

**URL:** <https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562>\
**Category:** Money & Budgeting\
**Created:** [January 24, 2020, 5:42pm UTC](https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562 "2020-01-24T17:42:51Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [January 24, 2020, 5:42pm UTC](https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562/1 "2020-01-24T17:42:51Z")

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So 2020 is well underway and hopefully, we’re all diligently sticking to our pesky financial resolutions 🤞

Inspired by @gingerbee’s no spending 2020, what are your best tips and tricks to you use to stop yourself from spending money?

![](https://media.giphy.com/media/YByLZEYGLuSAfzVTCk/giphy.gif)

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**Author:** ![PilgrimChris](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/pilgrimchris/32/824_2.png) [@PilgrimChris](https://community.emma-app.com/u/PilgrimChris)\
**Post date:** [January 30, 2020, 10:12pm UTC](https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562/2 "2020-01-30T22:12:46Z")

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My number 1 tip is to actually spend more money. By putting more money into a savings account you’re both ‘spending’ more money (from your current account) and saving what you’re ‘spending’ (into your savings account). 😉

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [January 31, 2020, 11:29am UTC](https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562/3 "2020-01-31T11:29:49Z")

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This is a good one!

I do this the moment I get paid so I can’t even be tempted to spend that money.

Do you have your savings account with the same bank?

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**Author:** ![PilgrimChris](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/pilgrimchris/32/824_2.png) [@PilgrimChris](https://community.emma-app.com/u/PilgrimChris)\
**Post date:** [February 1, 2020, 6:25am UTC](https://community.emma-app.com/t/your-best-tips-to-stop-spending-money-in-2020/1562/4 "2020-02-01T06:25:17Z")

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I have one savings account with the same bank and another investment account with a different organisation.  
I’m using Emma to drill deep into my spending habits to hopefully enable me to better manage my finances.