# What's your main financial priority? **URL:** \ **Category:** General Chat\ **Created:** [June 28, 2021, 3:05pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320 "2021-06-28T15:05:38Z")\ **Posts on this page:** 11\ **Page:** 1
**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\ **Post date:** [June 28, 2021, 3:05pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/1 "2021-06-28T15:05:38Z")
In terms of financial priorities, what are you focussing on at the moment? _Poll ([view on site](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/1))_ I’ll go first… my main priority at the moment is saving (for a house deposit) What about you? ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [June 28, 2021, 4:41pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/2 "2021-06-28T16:41:29Z")
Hitting the 1m by 30 mark 🙂 good luck on your house deposit ---
**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\ **Post date:** [June 28, 2021, 4:55pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/3 "2021-06-28T16:55:43Z")
1M net worth? Love that goal! Are you on track? > [@Recchan](#): > > good luck on your house deposit And thank you! ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [June 28, 2021, 8:59pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/4 "2021-06-28T20:59:04Z")
Currently breaking even (1-2k net worth?) which for university student at 20 is probably on track enough, especially since my family is quite poor Have a few business ideas I want to put to the test as well, gonna see how to go about funding them 15k in premium bonds so I guess I could potentially be a millionaire next month though Also got investments in finance and technology, + some blue chips ---
**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\ **Post date:** [June 29, 2021, 3:16pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/5 "2021-06-29T15:16:22Z")
> [@Recchan](#): > > Have a few business ideas I want to put to the test as well, gonna see how to go about funding them This is exciting! I guess you can’t tell the internet what these ideas are yet? > [@Recchan](#): > > 15k in premium bonds so I guess I could potentially be a millionaire next month though Fingers crossed for you - not long now until the next draw 🤞 ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [June 29, 2021, 3:57pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/6 "2021-06-29T15:57:14Z")
> [@rebekah](#): > > This is exciting! I guess you can’t tell the internet what these ideas are yet? Ohhhh but I can, to roughly quote YCombinator; “all good ideas seem like rubbish to someone else” So to list: - Roblox Game Studio - Anime/Manga Tracking platform with a focus on eCommerce - Modernisation company for small takeaways and restaurants (things like QR menus, new online Point of Sale, ability to place orders from the table) - Uber but for filling last minute job vacancies (for example a server not turning up for a shift and you can’t find cover) ---
**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\ **Post date:** [June 30, 2021, 11:24am UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/7 "2021-06-30T11:24:33Z")
> [@Recchan](#): > > - Roblox Game Studio > - Anime/Manga Tracking platform with a focus on eCommerce I have no clue what either of these things are 😂 > [@Recchan](#): > > - Modernisation company for small takeaways and restaurants (things like QR menus, new online Point of Sale, ability to place orders from the table) > - Uber but for filling last minute job vacancies (for example a server not turning up for a shift and you can’t find cover) But I love both of these ideas! Re small takeaway idea - I guess most places have resorted to using Deliveroo/ Ubereats for this? ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [June 30, 2021, 12:00pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/8 "2021-06-30T12:00:05Z")
> [@rebekah](#): > > I have no clue what either of these things are 😂 Roblox is a gaming platform that I used to play when I was maybe 9-13 (I’m now about to turn 21) and it’s very child centred and ignored by major game studios. But recently Roblox listed on one of the two stock markets in New York, to follow that they’ve added a Premium Membership (you get their in-game currency for playtime that premium users accrue) and you can also sell items etc within a game to users again for their in-game currency The juicy bit is now you can exchange the in-game currency for USD, which they’d wire to you. Thanks to Wise, this is a pretty sexy prospect even outside of America. As for the anime/manga tracker, anime is Japanese animation and manga is like a colourless comic, read right to left (because it’s in Japanese or translated and their writing system is right to left up to down, in books form, but left to right on websites. or something close to this) But all the currently platforms are barely profitable enough for a single lone developer or have a massive media conglomerate behind them and churn losses My idea would be to build an eStore, to sell misc items like stickers etc. but I’d also heavily lean on Amazon referrals, for example imagine you’re on a GoT site and you see a t-shirt listed via Amazon, you click on it and don’t buy it. Not a problem, Amazon sets a cookie so any purchase you make within a month I’d get profit on, for sending you to Amazon to begin with I’d also build in a premium subscription, somehow 🙂 > [@rebekah](#): > > Re small takeaway idea - I guess most places have resorted to using Deliveroo/ Ubereats for this? Yeah, modernisation of takeaways is pretty much exclusively handled by the big three of Just Eat, Deliveroo and Uber Eats but, I think there’s areas that commercially just don’t make sense for them to offer (in other words, they couldn’t really break into a restaurant market post-COVID as some are going to stop delivery and won’t keep it for things like QR menus + you can’t really bill on a % fee for this kind of product, which is what they like) ---
**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\ **Post date:** [July 1, 2021, 2:35pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/9 "2021-07-01T14:35:51Z")
Sounds really interesting! You’ll have to let us know when you start working on all these things 🙌🙌 ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [July 1, 2021, 7:03pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/10 "2021-07-01T19:03:13Z")
Working on a revamp of my portfolio site rn but afterwards I’ll be moving towards Emiru (the tracker) on the domain [https://emiru.moe](https://emiru.moe) ---
**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\ **Post date:** [July 5, 2021, 4:00pm UTC](https://community.emma-app.com/t/whats-your-main-financial-priority/4320/11 "2021-07-05T16:00:21Z")
Well, i did some more research into tax and the tracker idea is no longer very viable 🥲 thanks EU for not giving SME the right to charge tax at one rate Found out it was meant to penalise Amazon who were using Luxembourg to make prices artificially cheaper by charging Kindle books at 3% VAT Now it’s screwed every company that can’t afford to enter a market and comply with VAT filings for 27 countries