# What important features are we missing?

**URL:** https://community.emma-app.com/t/what-important-features-are-we-missing/6046
**Category:** Feedback & Ideas
**Created:** [January 25, 2023, 5:25pm UTC](https://community.emma-app.com/t/what-important-features-are-we-missing/6046 "2023-01-25T17:25:46Z")
**Posts on this page:** 1
**Showing post:** 45

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### Author: ![Greg](https://avatars.discourse-cdn.com/v4/letter/g/71c47a/32.png) [@Greg](https://community.emma-app.com/u/Greg)
#### Post date: [February 14, 2023, 6:59pm UTC](https://community.emma-app.com/t/what-important-features-are-we-missing/6046/45 "2023-02-14T18:59:43Z")

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> [@o99](#):
>
> - Bring back the display of bank transfer references for Monzo transactions. You used to display them but removed them a couple of years ago.
> - Fix Smart Rules for Monzo bank transfer. I suspect it doesn’t work properly because of 3 (i.e. not pulling in bank transfer reference).

Yes, please, this for Starling as well. It was going to be fixed “soon” [2 years ago](https://community.emma-app.com/t/smart-rules-testers-needed-feedback/2928/149), so not sure what has happened since.

> [@edoardomoreni](#):
>
> **Invest**
> 
> - ISA
> - UK stocks / ETFs

I’d like a way to record holdings in shares and ETFs that aren’t in your platform to automatically update the value of investments, as it seems unlikely Vanguard will provide an API

> [@edoardomoreni](#):
>
> **Transactions**
> 
> - Remove excluded from “All transactions”

Make this a toggle, it’s useful to have it both ways and it seems people are split fairly evenly on which they prefer.

> [@edoardomoreni](#):
>
> We are going to work on subscriptions next month cause there is way more that we can do, including all the points you have mentioned.

Another issue with this is when subscriptions are not quite regular, e.g. I have a Pact subscription for coffee beans where I adjust the shipping date based on when I need more. I have currently have 5 subscriptions listed in Emma because it is trying to fit them onto different fortnightly/monthly/quarterly patterns.  
It should do better at predicting credit card payments. Given that I always pay my balances in full, the predicted amount should be the balance of the linked account on the date when my statement was issued. If there was a field to set this up I could even tell you the statement date, but you could figure it out from comparing a few past payments to my account balance at different dates.

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