# Switching Bank Accounts

**URL:** <https://community.emma-app.com/t/switching-bank-accounts/2662>\
**Category:** Bank Accounts\
**Created:** [August 5, 2020, 9:33am UTC](https://community.emma-app.com/t/switching-bank-accounts/2662 "2020-08-05T09:33:23Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [August 5, 2020, 9:33am UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/1 "2020-08-05T09:33:23Z")

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Morning friends 👋

How is everyone today?

Yesterday we published a handy guide to switching bank accounts 🤑🏦

It’s super easy to get comfortable with your current bank account, but there are tonnes of reasons why it may be beneficial to switch. Including cash rewards, lower monthly fees, cashback, better customer service, etc etc.

You can read the full article here 👉 [https://bit.ly/3i6hXJN](https://bit.ly/3i6hXJN)

Would love to know if switching bank accounts was something you did often? Or if it’s something you have on your financial to-do list?

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**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [August 6, 2020, 12:30pm UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/3 "2020-08-06T12:30:16Z")

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> [@jase](#):
>
> increasingly wild colours

😂😂

So do you just open a new account with whichever new bank, test out the features, but keep the majority of your cash in one bank that you trust/ like the most?

They’ve made it super easy to switch, but you’re right in saying it could become more of a pain if something then goes wrong with the switch.

> [@jase](#):
>
> The biggest issue post switching I have had is moving away from N26 in the UK, and having a rather large USD transaction refunded to my card.

This doesn’t sound like fun. Hope you get that sorted soon 🤞

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [August 6, 2020, 1:54pm UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/5 "2020-08-06T13:54:40Z")

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> [@rebekah](#):
>
> Would love to know if switching bank accounts was something you did often? Or if it’s something you have on your financial to-do list?

The effort is far too much for me. I like my main bank and I can enough accounts with them that switching would just be a huge faff I don’t want to deal with - even if they pay me to move 🤷‍♀️

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**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [February 17, 2021, 10:12am UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/6 "2021-02-17T10:12:10Z")

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Is anyone tempted by the new [bank switching bonuses](https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/?utm_source=MSE_Newsletter&utm_medium=email&utm_term=16-Feb-21-50664883-9258&source=CRM-MSETIP-50664883&utm_campaign=nt-hiya&utm_content=1) coming out atm?

Like:

HSBC advance - free £125  
First Direct - free £100  
Virgin Money - free wine 😂

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [February 17, 2021, 10:49am UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/8 "2021-02-17T10:49:29Z")

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> [@rebekah](#):
>
> Virgin Money - free wine 😂

They once tried to make this deal with Emma.

Download the app and get a bottle of wine. 😂

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**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [February 17, 2021, 6:13pm UTC](https://community.emma-app.com/t/switching-bank-accounts/2662/10 "2021-02-17T18:13:49Z")

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> [@edoardomoreni](#):
>
> Download the app and get a bottle of wine. 😂

Haha sounds like a great deal 🍷🍷