# Net Worth Forecasting **URL:** \ **Category:** Feedback & Ideas\ **Created:** [September 11, 2019, 2:47am UTC](https://community.emma-app.com/t/net-worth-forecasting/1061 "2019-09-11T02:47:15Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [September 11, 2019, 2:47am UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/1 "2019-09-11T02:47:15Z")
Hey Emma team, Just getting started here on the community, and typing from my phone, so please excuse any typos. Total net worth tracking would be awesome, as I’ve mentioned before privately to Joel in support. One cool thing to have would be net worth forecasting. This could help me make financial decisions more easily. What does everyone think? ---
**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\ **Post date:** [September 11, 2019, 5:12am UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/2 "2019-09-11T05:12:32Z")
I’ve suggested expansion of the accounts tab to include an ‘[all accounts](https://community.emma-app.com/t/accounts-section-account-grouping-and-sort-order/114)’ view alongside the existing views. This would provide a means for more easily seeing what you have on a per-institution basis but could also provide a means for tracking net worth (via the associated graph for that view). Forecasting would have to be an additional feature though. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [September 11, 2019, 7:11pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/3 "2019-09-11T19:11:14Z")
Forecasting would be nice, not sure how accurate we can be and based on what. 😛 ---
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [September 11, 2019, 7:23pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/4 "2019-09-11T19:23:19Z")
Forecasting could be based on income vs average expenditure, and depending on what type of investment, interest from those as well. I think overspending on a budget would be most powerfully viewed as what effect it has on a net worth forecast. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [September 11, 2019, 10:21pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/5 "2019-09-11T22:21:47Z")
Where would you put the forecast? I mean in Emma. ---
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [September 11, 2019, 10:32pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/6 "2019-09-11T22:32:39Z")
Someone else has suggested a “all accounts” tab under accounts. Could it be in there? A dotted line from the existing data graph? Idk… Community suggestions would be awesome. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [September 12, 2019, 8:18am UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/7 "2019-09-12T08:18:15Z")
Yes, we are super open to understand this. 🙂 ---
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [October 4, 2019, 7:23pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/8 "2019-10-04T19:23:53Z")
Don’t want to be a pain, but is this something that will happen in the near future? Or is it not a priority at this time? (all accounts tab i mean) ---
**Author:** ![AndyM](https://avatars.discourse-cdn.com/v4/letter/a/7ab992/32.png) [@AndyM](https://community.emma-app.com/u/AndyM)\ **Post date:** [November 5, 2019, 1:38pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/9 "2019-11-05T13:38:09Z")
I would love this as well. MS Money (I know, blast from the past) used to do this well. It would simply use your scheduled payments and regular income to chart future position. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [November 6, 2019, 6:26pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/10 "2019-11-06T18:26:02Z")
Based on which balance? ---
**Author:** ![AndyM](https://avatars.discourse-cdn.com/v4/letter/a/7ab992/32.png) [@AndyM](https://community.emma-app.com/u/AndyM)\ **Post date:** [November 6, 2019, 8:56pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/11 "2019-11-06T20:56:19Z")
The total of all balances. ---
**Author:** ![Sinmok](https://avatars.discourse-cdn.com/v4/letter/s/4af34b/32.png) [@Sinmok](https://community.emma-app.com/u/Sinmok)\ **Post date:** [November 12, 2019, 5:29pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/12 "2019-11-12T17:29:57Z")
I would love to see this. “Based on average spending and average monthly income, we predict in **1/6/12/Custom** months you will have X money and be in X amount of debt” or something along these lines. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [November 13, 2019, 7:13pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/13 "2019-11-13T19:13:28Z")
Where do you think it should sit? Graphs in accounts are separated by type. ☹ ---
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [November 13, 2019, 9:36pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/14 "2019-11-13T21:36:51Z")
3 suggestions: This could be a totally separate part of the app, accessed by swiping down on the home screen when at the top. Refer to Blackberry Hub’s calendar event peek above the inbox: ![9BAED4092D49416186B9D48DDA66E07A.png](https://canada1.discourse-cdn.com/flex030/uploads/emma_app/original/1X/d354e72361fe651e9ac6160950c6630d69178819.png) _(you do not realize how difficult it was to find that screenshot)_ This could be a card on the home screen below/part of the account summary card. OR this could be a “summary” tab at the beginning of the “accounts” section. ![28132607451A412E82AD3328A1CAD0AA.png](https://canada1.discourse-cdn.com/flex030/uploads/emma_app/original/1X/677f06bdf711468707faf594c72c7993f90d2513.png) ---
**Author:** ![Sinmok](https://avatars.discourse-cdn.com/v4/letter/s/4af34b/32.png) [@Sinmok](https://community.emma-app.com/u/Sinmok)\ **Post date:** [November 13, 2019, 9:58pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/15 "2019-11-13T21:58:31Z")
I actually think it belongs in a sub menu of analytics. I tried to visualize it. Please excuse the terrible drawing…I actually invisage the menu icon on the left. @edoardomoreni ![Screenshot_20191113-203833_Emma_2](https://canada1.discourse-cdn.com/flex030/uploads/emma_app/original/1X/aa84239f2d9aa76b50e5d66423e5ee5595ed3d49.png) ---
**Author:** ![AndyM](https://avatars.discourse-cdn.com/v4/letter/a/7ab992/32.png) [@AndyM](https://community.emma-app.com/u/AndyM)\ **Post date:** [November 13, 2019, 11:03pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/16 "2019-11-13T23:03:59Z")
I found this old ms money screenshot. Last item in this list [http://eduardo-plastic.tripod.com/](http://eduardo-plastic.tripod.com/) But more Emma and less 1990 🙂 ---
**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\ **Post date:** [November 14, 2019, 5:19pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/17 "2019-11-14T17:19:54Z")
Would just your Net Worth suffice for now or would it have to include forecasting to be valuable? ---
**Author:** ![DanRoos](https://avatars.discourse-cdn.com/v4/letter/d/edb3f5/32.png) [@DanRoos](https://community.emma-app.com/u/DanRoos)\ **Post date:** [November 17, 2019, 10:12am UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/18 "2019-11-17T10:12:05Z")
Joel - I think just having net worth is definitely an improvement that would be valuable. I currently run an Excel spreadsheet that does just this (alongside forecasting) and having a Net Worth tab on Emma updating in real time (for the accounts Emma supports) would be a big step forward for me. As for a simple place first place to implement a first version of forecast. I’m thinking in feed as two new lines. This could then in a later stage be more detailed in a section under analytics as suggested above. ![Mockup](https://canada1.discourse-cdn.com/flex030/uploads/emma_app/original/1X/84b2403678570946a18d603939589aaf8a2f60a2.png) ---
**Author:** ![Aaronm](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/aaronm/32/1355_2.png) [@Aaronm](https://community.emma-app.com/u/Aaronm)\ **Post date:** [November 17, 2019, 3:12pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/19 "2019-11-17T15:12:05Z")
Daniel, I certainly agree. How would you fit the forecast onto one line? Would it be a predefined time period? ---
**Author:** ![DanRoos](https://avatars.discourse-cdn.com/v4/letter/d/edb3f5/32.png) [@DanRoos](https://community.emma-app.com/u/DanRoos)\ **Post date:** [November 17, 2019, 3:29pm UTC](https://community.emma-app.com/t/net-worth-forecasting/1061/20 "2019-11-17T15:29:50Z")
Correct, say forecast for end of year, end of month etc. (potentially something you can set as preference in the settings) [Next page](https://community.emma-app.com/t/net-worth-forecasting/1061.md?page=2)