# (Most-Wanted) Features

**URL:** <https://community.emma-app.com/t/most-wanted-features/135>\
**Category:** Feedback & Ideas\
**Created:** [April 14, 2019, 1:32pm UTC](https://community.emma-app.com/t/most-wanted-features/135 "2019-04-14T13:32:43Z")\
**Posts on this page:** 16\
**Page:** 29

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 15, 2021, 5:23pm UTC](https://community.emma-app.com/t/most-wanted-features/135/576 "2021-03-15T17:23:22Z")

</div>

> [@Ormerod84](#):
>
> Also a vehicle is not an asset it is a liability. Property being an asset is debatable…

This is an interesting point - I know new cars depreciate in value super quickly, but would you not include any car under asset? And why wouldn’t you say that property is an asset?

---

<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [March 15, 2021, 6:00pm UTC](https://community.emma-app.com/t/most-wanted-features/135/577 "2021-03-15T18:00:52Z")

</div>

Yes, but what’s the manual input you’re referring to?

---

<div class="post-metadata">

**Author:** ![Ormerod84](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/ormerod84/32/1478_2.png) [@Ormerod84](https://community.emma-app.com/u/Ormerod84)\
**Post date:** [March 15, 2021, 6:18pm UTC](https://community.emma-app.com/t/most-wanted-features/135/578 "2021-03-15T18:18:05Z")

</div>

This is an extract but I’d recommend reading the book.  
For most people houses are debatable as a asset as they are a liability with the potential for capital gains. Unless you rent a room/Airbnb etc.

“But in the real world where you need money in your pocket to survive, if you have a house, paid for or not, that you live in, then it really isn’t an asset. Instead of putting money in your pocket, it takes money out of your pocket in the form of a mortgage, utility payments, taxes, maintenance, and more. That is the simple definition of a liability.” The way most people make money is from selling a house after years of living in it. This is what you call realizing equity. The difference between what you bought your house at and what you can sell it for is appreciation. Often times pay a lot of equity down over many years. This coupled with a modest gain in appreciation can feel like a true windfall. But it is often a small return on the money you put into the house.“

> **[Rich Dad Scam #6: Your House is an Asset](https://www.richdad.com/is-house-an-asset)**
>
> Rather than invest for appreciation, my rich dad taught me to invest for cash flow and to treat appreciation like icing on a cake. I encourage you to do the same.

---

<div class="post-metadata">

**Author:** ![Ormerod84](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/ormerod84/32/1478_2.png) [@Ormerod84](https://community.emma-app.com/u/Ormerod84)\
**Post date:** [March 15, 2021, 6:19pm UTC](https://community.emma-app.com/t/most-wanted-features/135/579 "2021-03-15T18:19:09Z")

</div>

The assets current values.

---

<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [March 15, 2021, 6:20pm UTC](https://community.emma-app.com/t/most-wanted-features/135/580 "2021-03-15T18:20:52Z")

</div>

Oh ok. That bit seems to be a reply to another post. I thought it was a reply to something in one of my posts.

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 16, 2021, 11:11am UTC](https://community.emma-app.com/t/most-wanted-features/135/581 "2021-03-16T11:11:09Z")

</div>

Just read the article and hadn’t really thought about it in that way before - always considered the mortgage and bills etc to be liabilities, but would have said the value of the house was an asset

I guess it just shows that there isn’t one definitive net worth calculation as some people want to include house/ cars/ pensions/ student loans etc whereas others don’t!

---

<div class="post-metadata">

**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.emma-app.com/u/Gaoler)\
**Post date:** [March 16, 2021, 11:23am UTC](https://community.emma-app.com/t/most-wanted-features/135/582 "2021-03-16T11:23:00Z")

</div>

> [@Ormerod84](#):
>
> Also a vehicle is not an asset it is a liability. Property being an asset is debatable…

My method is to add my (estimated) equity as an asset and the encumbrances as liabilities (in the loans section). Of course, that gives you a very low total net worth if you have something like a 25 year mortgage (if you include the whole mortgage term on the liability side), but it does increase year on year in a more realistic way.

---

<div class="post-metadata">

**Author:** ![mwjackson](https://avatars.discourse-cdn.com/v4/letter/m/bbce88/32.png) [@mwjackson](https://community.emma-app.com/u/mwjackson)\
**Post date:** [March 16, 2021, 5:38pm UTC](https://community.emma-app.com/t/most-wanted-features/135/583 "2021-03-16T17:38:19Z")

</div>

still would really love this feature - any update?

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 17, 2021, 8:51am UTC](https://community.emma-app.com/t/most-wanted-features/135/584 "2021-03-17T08:51:19Z")

</div>

Hey @mwjackson 👋

These are the things we’re working on releasing asap:

- Previous Pay Periods
- Past Budgets
- Rolling Budgets
- Smart Rules
- Savings Targets
- Turbo Updates
- 2 new Investment Providers
- New transaction screen
- How many years left to $1m net worth?

As soon as these have been released we can look at adding more features 😊

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 17, 2021, 11:49am UTC](https://community.emma-app.com/t/most-wanted-features/135/586 "2021-03-17T11:49:18Z")

</div>

We hope a lot of these will be out by the end of the month!

Previous pay periods, past budgets, and the new investment providers are being rolled out now. Rolling budgets and smart rules will be next. Currently designing what the savings targets is going to look like, so don’t think that’ll be much longer either 😀

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 25, 2021, 5:40pm UTC](https://community.emma-app.com/t/most-wanted-features/135/587 "2021-03-25T17:40:12Z")

</div>

A post was merged into an existing topic: [(Most-Wanted 🇬🇧) integrations](https://community.emma-app.com/t/most-wanted-integrations/22/1192)

---

<div class="post-metadata">

**Author:** ![Dylanausten](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/dylanausten/32/1308_2.png) [@Dylanausten](https://community.emma-app.com/u/Dylanausten)\
**Post date:** [March 26, 2021, 2:52pm UTC](https://community.emma-app.com/t/most-wanted-features/135/588 "2021-03-26T14:52:35Z")

</div>

Where is dark mode! Taking so long

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 26, 2021, 5:24pm UTC](https://community.emma-app.com/t/most-wanted-features/135/589 "2021-03-26T17:24:37Z")

</div>

Ahhh we don’t have an update on when dark mode will be released - sorry!

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 29, 2021, 2:07pm UTC](https://community.emma-app.com/t/most-wanted-features/135/590 "2021-03-29T14:07:27Z")

</div>

Hey everyone 👋

Just a quick note to say that we’re closing this thread now after a couple of users rightfully highlighted that it’s got pretty long…

We love that you have so many ideas for new features, and we enjoy reading through them all, but I can’t imagine that new people signing up to the community will have the time to read through everything 😂

All ideas can now be added to the [Feedback & Ideas - Emma Community](https://community.emma-app.com/c/feedback/6) category. (Before adding a new topic please just do a quick search to see if it has already been mentioned 😊)

We can’t currently do votes by topic, but happy for everyone to simply Like the post if they like the sound of the new feature being suggested

Any other ways we can improve the community, just [let us know here.](https://community.emma-app.com/t/emma-community-feedback/3829)

Thanks!!

---

<div class="post-metadata">

**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [March 29, 2021, 2:07pm UTC](https://community.emma-app.com/t/most-wanted-features/135/591 "2021-03-29T14:07:54Z")

</div>



---

<div class="post-metadata">

**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [April 14, 2021, 7:39am UTC](https://community.emma-app.com/t/most-wanted-features/135/592 "2021-04-14T07:39:10Z")

</div>



[Previous page](https://community.emma-app.com/t/most-wanted-features/135.md?page=28)
