# Money Management Habits **URL:** \ **Category:** Money & Budgeting\ **Created:** [May 22, 2019, 7:55am UTC](https://community.emma-app.com/t/money-management-habits/383 "2019-05-22T07:55:07Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![vekariya17](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/vekariya17/32/277_2.png) [@vekariya17](https://community.emma-app.com/u/vekariya17)\ **Post date:** [May 22, 2019, 7:55am UTC](https://community.emma-app.com/t/money-management-habits/383/1 "2019-05-22T07:55:07Z")
So im finding that I have the tools to manage my money or at least be more aware of the where the money is going…‘amazon 💸’ …but how do you setup your week/month when it comes to just taking sometime to go through your finances. ---
**Author:** ![lilli](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/lilli/32/351_2.png) [@lilli](https://community.emma-app.com/u/lilli)\ **Post date:** [May 22, 2019, 9:09am UTC](https://community.emma-app.com/t/money-management-habits/383/2 "2019-05-22T09:09:13Z")
I have always used an excel sheet (old school 🙈) to track my spendings, splitting everything into ‘bills’ and ‘other’ (food and travel). Once I get paid I transfer this money into a joint bank account which all of my standing orders come out of, this makes it harder for everything to get lost. Another tip: I usually put whatever I have left into a savings account and trickle small amounts into my current account weekly so I don’t spend as quickly. 😊 When I know what I have left each month, I can then see if I can afford another pair of 👟🤣 ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 22, 2019, 12:01pm UTC](https://community.emma-app.com/t/money-management-habits/383/3 "2019-05-22T12:01:21Z")
> [@vekariya17](#): > > how do you setup your week/month when it comes to just taking sometime to go through your finances I used to move everything to the savings account and make small transfers. As of today, I just look at my left to spend in Emma. 🙂 ---
**Author:** ![vekariya17](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/vekariya17/32/277_2.png) [@vekariya17](https://community.emma-app.com/u/vekariya17)\ **Post date:** [May 22, 2019, 3:09pm UTC](https://community.emma-app.com/t/money-management-habits/383/4 "2019-05-22T15:09:56Z")
Problem we are facing it goes into the savings, then we take it all back out again lol in dribs and drabs…lol… ---
**Author:** ![lilli](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/lilli/32/351_2.png) [@lilli](https://community.emma-app.com/u/lilli)\ **Post date:** [May 22, 2019, 3:33pm UTC](https://community.emma-app.com/t/money-management-habits/383/5 "2019-05-22T15:33:44Z")
So true 😂 ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 22, 2019, 5:13pm UTC](https://community.emma-app.com/t/money-management-habits/383/6 "2019-05-22T17:13:41Z")
Yeah, that is not really ideal and can get you overdrawn really easily. That’s why I have even stopped using my savings account. ahah I just keep everything in my current and then when I remind myself I need to do something, I go there and transfer some into my ISA. ---
**Author:** ![vekariya17](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/vekariya17/32/277_2.png) [@vekariya17](https://community.emma-app.com/u/vekariya17)\ **Post date:** [May 22, 2019, 7:15pm UTC](https://community.emma-app.com/t/money-management-habits/383/7 "2019-05-22T19:15:19Z")
cancelled my standing order into saving account, was thinking either increasing my pension or extra into the mortgage…might force me into putting more aside. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 23, 2019, 8:39am UTC](https://community.emma-app.com/t/money-management-habits/383/8 "2019-05-23T08:39:47Z")
What savings account do you use? 🙂 ---
**Author:** ![vekariya17](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/vekariya17/32/277_2.png) [@vekariya17](https://community.emma-app.com/u/vekariya17)\ **Post date:** [May 23, 2019, 9:40am UTC](https://community.emma-app.com/t/money-management-habits/383/9 "2019-05-23T09:40:27Z")
was a Natwest savings account… got Marcus so should even shove it in that pot… Any news on when Marcus will be added? ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 23, 2019, 5:14pm UTC](https://community.emma-app.com/t/money-management-habits/383/10 "2019-05-23T17:14:23Z")
Not yet. 🙂 ---
**Author:** ![grant.m](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/grant.m/32/2415_2.png) [@grant.m](https://community.emma-app.com/u/grant.m)\ **Post date:** [May 23, 2019, 5:26pm UTC](https://community.emma-app.com/t/money-management-habits/383/11 "2019-05-23T17:26:47Z")
Have you tried Chip? [https://community.emma-app.com/t/referral-links/330/11?u=grant.macgregor](https://community.emma-app.com/t/referral-links/330/11) ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 23, 2019, 5:44pm UTC](https://community.emma-app.com/t/money-management-habits/383/12 "2019-05-23T17:44:38Z")
What about the interest… and limits. 😛 ---
**Author:** ![grant.m](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/grant.m/32/2415_2.png) [@grant.m](https://community.emma-app.com/u/grant.m)\ **Post date:** [May 23, 2019, 5:46pm UTC](https://community.emma-app.com/t/money-management-habits/383/13 "2019-05-23T17:46:26Z")
I’m too special for limits to hold me back. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 23, 2019, 5:50pm UTC](https://community.emma-app.com/t/money-management-habits/383/14 "2019-05-23T17:50:17Z")
You just like your referral codes. ahahah ---
**Author:** ![grant.m](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/grant.m/32/2415_2.png) [@grant.m](https://community.emma-app.com/u/grant.m)\ **Post date:** [May 23, 2019, 5:52pm UTC](https://community.emma-app.com/t/money-management-habits/383/15 "2019-05-23T17:52:27Z")
Guilty as charged. ---
**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\ **Post date:** [May 23, 2019, 5:54pm UTC](https://community.emma-app.com/t/money-management-habits/383/16 "2019-05-23T17:54:20Z")
😆 😆 😆