# Crypto.com Integration

**URL:** <https://community.emma-app.com/t/crypto-com-integration/3919>\
**Category:** UK Integrations 🇬🇧\
**Created:** [August 19, 2020, 7:28pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919 "2020-08-19T19:28:30Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Andy](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/andy/32/43_2.png) [@Andy](https://community.emma-app.com/u/Andy)\
**Post date:** [August 19, 2020, 7:28pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/1 "2020-08-19T19:28:30Z")

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What about [Crypto.com](http://Crypto.com)?

My main card is now the pre-paid Visa MCO card.

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [August 19, 2020, 9:25pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/2 "2020-08-19T21:25:05Z")

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> [@Andy](#):
>
> My main card is now the pre-paid Visa MCO card.

I thought it was Amazon. 👀

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**Author:** ![Andy](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/andy/32/43_2.png) [@Andy](https://community.emma-app.com/u/Andy)\
**Post date:** [August 19, 2020, 9:28pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/3 "2020-08-19T21:28:18Z")

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Times change! Amazon lowered their rewards unfortunately. I only use it for amazon purchases now to get the most out of it.

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**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.emma-app.com/u/Gaoler)\
**Post date:** [August 21, 2020, 8:38am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/4 "2020-08-21T08:38:14Z")

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> [@edoardomoreni](#):
>
> Amazon

Amazon don’t give you 10% back at Tesco and Just Eat…

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**Author:** ![sufyan98](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/sufyan98/32/1266_2.png) [@sufyan98](https://community.emma-app.com/u/sufyan98)\
**Post date:** [April 15, 2021, 9:26am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/5 "2021-04-15T09:26:44Z")

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Any updates on this?

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [April 15, 2021, 10:14am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/6 "2021-04-15T10:14:01Z")

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It seems they have an API ([https://exchange-docs.crypto.com/](https://exchange-docs.crypto.com/)), I am opening a ticket for the team. 🙂

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**Author:** ![sufyan98](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/sufyan98/32/1266_2.png) [@sufyan98](https://community.emma-app.com/u/sufyan98)\
**Post date:** [April 15, 2021, 11:39am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/7 "2021-04-15T11:39:27Z")

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That’s probably for the exchange, I hope we get one for the app as well

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**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [April 18, 2021, 2:54pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/8 "2021-04-18T14:54:02Z")

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Having a look at this card, can’t quite figure out how it works.

When you add GBP does your balance remain in GBP or does it get converted to a token and then dynamically converted back to GBP when spending in shops?

Do you need to stake CRO to get lowest level cashback?

Once you have staked CRO to get extra rewards (e.g. Spotify cashback), what happens if the Fiat value of the CRO drops? Do you need to stake more CRO to maintain access to rewards?

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**Author:** ![sufyan98](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/sufyan98/32/1266_2.png) [@sufyan98](https://community.emma-app.com/u/sufyan98)\
**Post date:** [April 18, 2021, 8:50pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/9 "2021-04-18T20:50:26Z")

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The balance stays in GBP. The cashback is in their token (CRO)

No, the lowest level (1%) is free.

You don’t need to stake more in fiat if the value drops, the stake amount is fixed at the time of staking. When I applied for my Ruby card I had to stake 1000 CRO (£120 ish at the time) and it is still fixed at 1000CRO unless I unstake.

let me know if you have anymore questions, happy to help!

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**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [April 18, 2021, 9:52pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/10 "2021-04-18T21:52:11Z")

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Thanks.

When you receive CRO cashback on spending, can you convert it immediately to something else or do you have to wait for some minimum amount to be reached first or for some lock in period to expire?

If you have been making use of the Spotify cashback has it been working as expected?

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**Author:** ![sufyan98](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/sufyan98/32/1266_2.png) [@sufyan98](https://community.emma-app.com/u/sufyan98)\
**Post date:** [April 19, 2021, 5:49pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/11 "2021-04-19T17:49:02Z")

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There is a minimum amount for transactions but I don’t exactly remember how much it is. I stake all the CRO I receive in the defi wallet.  
There is no lockup period, if you’re above the minimum you can convert.  
Yeah, the Spotify cashback works every time, never had problems with it. The only problem I’ve had is some merchants (online) declining it but I use curve to get around that.  
Edit: just checked, to convert to bitcoin and _trueGBP_ (which you can use to recharge the card) its currently 3.5 CRO

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<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [April 22, 2021, 6:47pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/12 "2021-04-22T18:47:10Z")

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How about this one for the card?

> **[What is PSD2 - Open Banking?](https://help.crypto.com/en/articles/3780117-what-is-psd2-open-banking)**
>
> EU and UK Crypto.com cardholders

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<div class="post-metadata">

**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [April 22, 2021, 11:44pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/13 "2021-04-22T23:44:39Z")

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It says VISA EU. 🙃

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<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [April 25, 2021, 7:19am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/14 "2021-04-25T07:19:45Z")

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The subtitle of the article says EU and UK so maybe the lack of mention of UK further down is an oversight. Don’t know for sure though.

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<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [May 20, 2021, 9:25pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/15 "2021-05-20T21:25:52Z")

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When do you receive the CRO cashback?

Is it after every transaction, or does it accumulate and you receive it periodically (e.g. once a month or once a year)?

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<div class="post-metadata">

**Author:** ![Andy](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/andy/32/43_2.png) [@Andy](https://community.emma-app.com/u/Andy)\
**Post date:** [May 20, 2021, 9:31pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/16 "2021-05-20T21:31:08Z")

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It’s after every transaction. Rebates for Spotify and Netflix etc are instant too.

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<div class="post-metadata">

**Author:** ![o99](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/o99/32/2132_2.png) [@o99](https://community.emma-app.com/u/o99)\
**Post date:** [May 21, 2021, 6:21am UTC](https://community.emma-app.com/t/crypto-com-integration/3919/17 "2021-05-21T06:21:06Z")

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I may still get it, but for me that’s a bit of a turn off. I would have preferred single monthly or annual cashback payments.

Reason I say that is every crypto transaction is potentially tax relevant. I would assume the cashback itself is not taxable as income but will be relevant as cost basis for CGT calculations. More transactions = more things to keep track of.

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**Author:** ![AmandaB](https://avatars.discourse-cdn.com/v4/letter/a/5f8ce5/32.png) [@AmandaB](https://community.emma-app.com/u/AmandaB)\
**Post date:** [May 27, 2021, 4:27pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/18 "2021-05-27T16:27:50Z")

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Will [Crypto.com](http://Crypto.com) be added?

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**Author:** ![rebekah](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/rebekah/32/1091_2.png) [@rebekah](https://community.emma-app.com/u/rebekah)\
**Post date:** [May 28, 2021, 12:47pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/19 "2021-05-28T12:47:07Z")

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Hey @AmandaB

I’ve just moved your topic into this thread where there’s more info about [crypto.com](http://crypto.com) 🙌

> [@edoardomoreni](#):
>
> It seems they have an API ([https://exchange-docs.crypto.com/](https://exchange-docs.crypto.com/)), I am opening a ticket for the team. 🙂

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<div class="post-metadata">

**Author:** ![graham1](https://avatars.discourse-cdn.com/v4/letter/g/8baadc/32.png) [@graham1](https://community.emma-app.com/u/graham1)\
**Post date:** [June 19, 2021, 6:46pm UTC](https://community.emma-app.com/t/crypto-com-integration/3919/20 "2021-06-19T18:46:34Z")

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I would love this. Or integrate Curve the same way PayPal works. As that would be a nice workaround in the meantime. [Crypto.com](http://Crypto.com) offering 3% cash back on most purchases is unmatched so it’s my main payment card now for groceries, entertainment, holidays etc.

[Next page](https://community.emma-app.com/t/crypto-com-integration/3919.md?page=2)
