# Credit Score & Reports

**URL:** <https://community.emma-app.com/t/credit-score-reports/2395>\
**Category:** Feedback & Ideas\
**Created:** [July 1, 2020, 12:28pm UTC](https://community.emma-app.com/t/credit-score-reports/2395 "2020-07-01T12:28:36Z")\
**Posts on this page:** 1\
**Showing post:** 28

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [July 7, 2020, 9:13am UTC](https://community.emma-app.com/t/credit-score-reports/2395/28 "2020-07-07T09:13:40Z")

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> [@jase](#):
>
> Also, the score, is just a guidance metric. What makes up the score is their secret sauce and even to businesses consuming the score, it can be difficult to be told what makes this score up.

Do we have any idea why the Government hasn’t regulated this space so everyone uses the same criteria? Surely it would make things much much easier

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_[View the full topic](https://community.emma-app.com/t/credit-score-reports/2395)._