# Chase Bank Waitlist is Live 🇬🇧

**URL:** <https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673>\
**Category:** Fintech Chat\
**Created:** [September 21, 2021, 8:59am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673 "2021-09-21T08:59:50Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![kia](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/kia/32/1743_2.png) [@kia](https://community.emma-app.com/u/kia)\
**Post date:** [September 21, 2021, 8:59am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/1 "2021-09-21T08:59:50Z")

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Chase Bank have officially launched the waitlist for their new UK bank launch today.

Features will include:  
• 1% cashback on spending for a year  
• 5% interest on roundups  
• No FX fees for spending abroad

What’s everyone’s thoughts?

Read more: [Home | Chase UK](https://www.chase.co.uk/gb/en/?utm_source=google&utm_medium=paid-search&utm_campaign=mkt-469_uk_gl_bau_sea_gg_acq_xdv_pr_adp_at1_brand_pure&utm_term=brand&utm_content=pure&pid=google&af_channel=paid-search&c=mkt-469_uk_gl_bau_sea_gg_acq_xdv_pr_adp_at1_brand_pure&af_keywords=brand&af_ad=pure&gclid=CjwKCAjwhaaKBhBcEiwA8acsHJvHYme76esdTdnYoFlpm3rhjZvq5TdO0ypkqxvWl_8Vh7vVRYcg8BoCyzoQAvD_BwE&gclsrc=aw.ds)

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**Author:** ![R.emm](https://avatars.discourse-cdn.com/v4/letter/r/ec9cab/32.png) [@R.emm](https://community.emma-app.com/u/R.emm)\
**Post date:** [September 21, 2021, 9:26am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/2 "2021-09-21T09:26:27Z")

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When is the integration coming in? 😝

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**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.emma-app.com/u/Gaoler)\
**Post date:** [September 21, 2021, 9:41am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/3 "2021-09-21T09:41:40Z")

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No DDs, no open banking. One to watch.

The biggest innovation is multiple free accounts - it looks like you can open any number of current accounts. They’re even suggesting you can open an account for a specific purpose (eg holiday) then close it instantly when done.

Bunq has had this, but no UK bank so far, I believe.

The cashback is limited to 12 months and the roundup savings will give most people pennies a month, so not particularly generous.

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 21, 2021, 9:42am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/4 "2021-09-21T09:42:37Z")

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> [@R.emm](#):
>
> When is the integration coming in? 😝

Need to check this. 😛

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 21, 2021, 11:37am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/6 "2021-09-21T11:37:50Z")

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> [@jase](#):
>
> The customer service is brilliant and everything is simple and easy to use.

It’s easy with 3 customers. ahah

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 21, 2021, 11:56am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/8 "2021-09-21T11:56:07Z")

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Yes, of course.

It’s very easy to manage in the early days. I think the problems come at scale (see monzo).

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**Author:** ![kia](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/kia/32/1743_2.png) [@kia](https://community.emma-app.com/u/kia)\
**Post date:** [September 21, 2021, 1:16pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/10 "2021-09-21T13:16:57Z")

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That’s true, it’ll be interesting to see how they do!

Since you’ve been trialling it, would you consider making it your main bank account @jase?

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**Author:** ![kia](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/kia/32/1743_2.png) [@kia](https://community.emma-app.com/u/kia)\
**Post date:** [September 21, 2021, 4:49pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/12 "2021-09-21T16:49:57Z")

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That’s really interesting to hear. I’ve signed up to their waitlist so I’m excited to have a play around with it!

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 21, 2021, 5:27pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/14 "2021-09-21T17:27:13Z")

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I’m on the list. Interesting to see a new, old banks take on digital banking. Hope they add to things they offer.  
The card is a bit of a stand out with no numbers on it.

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**Author:** ![Recchan](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/recchan/32/444_2.png) [@Recchan](https://community.emma-app.com/u/Recchan)\
**Post date:** [September 21, 2021, 6:05pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/15 "2021-09-21T18:05:38Z")

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Thoughts are that it’s time to make several £1,01 top-ups on Revolut to really make use of that roundup interest, maybe a few thousands worth of it, in fact

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 22, 2021, 5:04pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/17 "2021-09-22T17:04:42Z")

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Anyone got the invite? I am still waiting.

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 23, 2021, 4:58am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/19 "2021-09-23T04:58:54Z")

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+1 Still waiting.

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**Author:** ![MikeZ](https://avatars.discourse-cdn.com/v4/letter/m/7bcc69/32.png) [@MikeZ](https://community.emma-app.com/u/MikeZ)\
**Post date:** [September 23, 2021, 9:43am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/20 "2021-09-23T09:43:14Z")

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I can’t see how anybody can fully commit when they don’t support direct debits yet, or do you have an account with another bank for that?

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 23, 2021, 11:18am UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/22 "2021-09-23T11:18:10Z")

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Just received the Code. Will complete when I get home from Work. I don’t smile in public 🤔

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 23, 2021, 1:17pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/23 "2021-09-23T13:17:30Z")

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…and done 👍

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 23, 2021, 2:00pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/24 "2021-09-23T14:00:14Z")

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Same, I am waiting to get approved.

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 23, 2021, 2:58pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/25 "2021-09-23T14:58:09Z")

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I managed to do everything at Work and by the time I was able to look at my phone (about an hour) it was all done.

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 23, 2021, 2:58pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/26 "2021-09-23T14:58:41Z")

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Yep, I am in as well.

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**Author:** ![TheMightySwordfish](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/themightyswordfish/32/1054_2.png) [@TheMightySwordfish](https://community.emma-app.com/u/TheMightySwordfish)\
**Post date:** [September 23, 2021, 3:00pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/27 "2021-09-23T15:00:01Z")

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Looks like most of their budget has gone into the app. Seems slick so far.

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [September 23, 2021, 4:01pm UTC](https://community.emma-app.com/t/chase-bank-waitlist-is-live/4673/29 "2021-09-23T16:01:05Z")

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Are all banks onboardings that long? 😬

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