# Ask us anything

**URL:** <https://community.emma-app.com/t/ask-us-anything/1305>\
**Category:** Help\
**Created:** [November 18, 2019, 3:04pm UTC](https://community.emma-app.com/t/ask-us-anything/1305 "2019-11-18T15:04:41Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 18, 2019, 3:04pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/1 "2019-11-18T15:04:42Z")

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Hey there! 👋🏼

Got a question and not sure where to post it? Post it here and we can give you a hand.

Also the place to ask Emma questions you’re worried might be obvious, silly or stupid (there are no such questions 😉 )

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**Author:** ![Patricia235](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Patricia235](https://community.emma-app.com/u/Patricia235)\
**Post date:** [November 18, 2019, 3:19pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/2 "2019-11-18T15:19:38Z")

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Hi Joel. Thanks for starting this thread.

I’ve managed to add my Amex credit card so am now tracking those transactions.

Should I exclude payments to Amex to stop Emma double counting my payments? Or does the app know not to do that? If I don’t add the payment will the Amex spend still show as a debt??

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 18, 2019, 3:40pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/3 "2019-11-18T15:40:33Z")

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No worries @Patricia235. It’s good to have these sorts of places 🙂

Emma should automatically categorise repayments to any credit card as ‘Excluded’. However, if it doesn’t, you should exclude these payments manually. After several re-categorisations of your repayments, Emma will learn and should start assigning these automatically in the future.

For debt, if your Amex balance decreases (i.e. -£500 to -£300), your debt balance will also decrease. If the balance of your Amex card changes, your debt balances will also change to reflect this regardless of whether repayments are categorised as ‘excluded’

Does that help answer your question?

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**Author:** ![Patricia235](https://avatars.discourse-cdn.com/v4/letter/p/77aa72/32.png) [@Patricia235](https://community.emma-app.com/u/Patricia235)\
**Post date:** [November 18, 2019, 3:52pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/4 "2019-11-18T15:52:44Z")

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Thanks Joel

Think it does. I’ll check how it works after I make next payment

Patricia

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**Author:** ![Stacey](https://avatars.discourse-cdn.com/v4/letter/s/59ef9b/32.png) [@Stacey](https://community.emma-app.com/u/Stacey)\
**Post date:** [November 23, 2019, 12:15pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/5 "2019-11-23T12:15:59Z")

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Is Newcastle building society going to become an option soon?  
Thank you

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 26, 2019, 1:13pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/6 "2019-11-26T13:13:37Z")

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Hiya @Stacey 👋

It is on our radar but we haven’t had many requests for it to be added. We’re trying to prioritise integrations based on their popularity so if we see more people requesting Newscastle Building Society we’ll move it up on our priority list 🔝

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**Author:** ![Sinmok](https://avatars.discourse-cdn.com/v4/letter/s/4af34b/32.png) [@Sinmok](https://community.emma-app.com/u/Sinmok)\
**Post date:** [November 26, 2019, 7:15pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/7 "2019-11-26T19:15:38Z")

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What would it take to get custom categories as a free feature? I can’t bring myself to pay for something that is implemented free on a competitors app!

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**Author:** ![grant.m](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/grant.m/32/2415_2.png) [@grant.m](https://community.emma-app.com/u/grant.m)\
**Post date:** [November 26, 2019, 9:08pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/8 "2019-11-26T21:08:12Z")

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Is there a current ‘working table’ to show what integrations you are prioritising?

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 27, 2019, 9:46am UTC](https://community.emma-app.com/t/ask-us-anything/1305/9 "2019-11-27T09:46:34Z")

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Strictly UK speaking, not a set table but we’re very aware of which future integrations are popular.

The speed at which we add them is dependent on a couple of things

1. Has our provider integrated with the banks API?
2. Does it have the demand? (We track this through the integrations thread on the community)

At the moment, integrations are on the back burner while we work on other features as well as working with our providers to get our current integrations moved to Open Banking. Open Banking is a much larger beast than it may appear and banks are still ironing out all the issues…much to my daily frustration 😬

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 27, 2019, 9:52am UTC](https://community.emma-app.com/t/ask-us-anything/1305/10 "2019-11-27T09:52:29Z")

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[![](https://media.giphy.com/media/13B1WmJg7HwjGU/giphy.gif) ](https://media.giphy.com/media/13B1WmJg7HwjGU/giphy.gif)

😂😂😂

If you could add your own custom categories in the free version, what would you add?

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**Author:** ![edoardomoreni](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/edoardomoreni/32/9_2.png) [@edoardomoreni](https://community.emma-app.com/u/edoardomoreni)\
**Post date:** [November 27, 2019, 9:53am UTC](https://community.emma-app.com/t/ask-us-anything/1305/11 "2019-11-27T09:53:42Z")

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> [@Sinmok](#):
>
> What would it take to get custom categories as a free feature? I can’t bring myself to pay for something that is implemented free on a competitors app!

Competitors are unusable or sell your data to make money. 🙂

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**Author:** ![Lapapps1](https://avatars.discourse-cdn.com/v4/letter/l/f475e1/32.png) [@Lapapps1](https://community.emma-app.com/u/Lapapps1)\
**Post date:** [November 27, 2019, 7:43pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/12 "2019-11-27T19:43:45Z")

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Please can you let me know when Newcastle building society is going to be added as an option. Thank you

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [November 28, 2019, 12:08pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/13 "2019-11-28T12:08:18Z")

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We’ll do our best to keep everyone in the loop 😉

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**Author:** ![TOria](https://avatars.discourse-cdn.com/v4/letter/t/e495f1/32.png) [@TOria](https://community.emma-app.com/u/TOria)\
**Post date:** [December 11, 2019, 9:55pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/14 "2019-12-11T21:55:00Z")

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Ive got a Lloyds account and a Santander account Emma wont pick up. Any idea why? I have other accounts with same banks that are showing up.

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [December 12, 2019, 12:18pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/15 "2019-12-12T12:18:29Z")

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Hey @TOria!

Welcome to the Community 🥳

I’ve responded to your question via chat just with a few questions. Let me know and I can take a closer look 😌

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**Author:** ![bigfatpolarbear](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/bigfatpolarbear/32/786_2.png) [@bigfatpolarbear](https://community.emma-app.com/u/bigfatpolarbear)\
**Post date:** [January 1, 2020, 11:01pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/16 "2020-01-01T23:01:49Z")

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Okay, newbie here (but not completely tech illiterate). I’m using the subscriptions feature so I can get an idea of money available between now and payday. Seems to be going okay. Emma added loads of items from my current account and I went through and edited here and there, often to correct the amount or payment date. The problem I have is that two of my regular payments don’t show up at all. I go into “Manage your subscriptions”, locate them using search, make them monthly, etc. They show up in my ‘manage your subscriptions’ list but not in my “Committed” list, so my projected figures are out. I’ve tried deleting and recreating. I even tried adding a one-off payment I once made to Tesco and changed the name to PayPal … and that one worked! Wrong icon but at least it showed up in my Committed list. I can see no difference between these two items and others that have added successfully. I’ve checked dates, frequency, duplications. At my wits end here and any suggestions very welcome.

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [January 1, 2020, 11:52pm UTC](https://community.emma-app.com/t/ask-us-anything/1305/17 "2020-01-01T23:52:38Z")

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Hey @bigfatpolarbear!

When are these subscriptions due to be paid? If they’ve already been paid, they won’t show until your next budgeting period

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**Author:** ![bigfatpolarbear](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/bigfatpolarbear/32/786_2.png) [@bigfatpolarbear](https://community.emma-app.com/u/bigfatpolarbear)\
**Post date:** [January 2, 2020, 12:15am UTC](https://community.emma-app.com/t/ask-us-anything/1305/18 "2020-01-02T00:15:54Z")

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Both in the future (2nd Jan and 16th Jan). The only thing that occurred to me is that they both have varying amounts in their history. So when I select one I’m given a brief list of previous transactions and I select the most appropriate. If I select a one-off  
payment such as the Tesco one I mentioned it works fine. This might be a hint or a red herring.

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**Author:** ![Joel](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/joel/32/571_2.png) [@Joel](https://community.emma-app.com/u/Joel)\
**Post date:** [January 2, 2020, 12:28am UTC](https://community.emma-app.com/t/ask-us-anything/1305/19 "2020-01-02T00:28:14Z")

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@bigfatpolarbear

Could you send me a screenshot of these subscriptions in the ‘Subscription’ section of your ‘Feed’ tab via chat so I can take a closer look?

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**Author:** ![bigfatpolarbear](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.emma-app.com/bigfatpolarbear/32/786_2.png) [@bigfatpolarbear](https://community.emma-app.com/u/bigfatpolarbear)\
**Post date:** [January 2, 2020, 11:53am UTC](https://community.emma-app.com/t/ask-us-anything/1305/20 "2020-01-02T11:53:54Z")

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Show me where the chat is? Also, the situation has got worse. Whereas before I could grab a transaction and it would show in my ‘manage your subscriptions’ but not in my ‘committed’, now when I select a transaction and say ‘mark as a recurring’ it doesn’t even get added to ‘manage your subscriptions’. I can send a screen recording once I know where the chat is. Thanks for taking an interest in this Joel.

[Next page](https://community.emma-app.com/t/ask-us-anything/1305.md?page=2)
